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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Madison County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Madison County, Alabama, home to Huntsville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,375 applications were decided by 222 lenders between 2023 and 2025.

Madison County at a glance

222Active lenders34 with 20+ decisions
69.3%Market approval rate3,726 of 5,375 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,526 loans funded

How Madison County compares

Approval rate compared
Madison County69.3%Alabama64.9%All 616 counties68.2%
Typical loan compared
Madison County$165KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Madison County, AL, 965 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Stockton Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 97One lender: 24% approved of 29Amerisave Mortgage Corporation: 25% approved of 337One lender: 43% approved of 49One lender: 44% approved of 55One lender: 48% approved of 31One lender: 48% approved of 161One lender: 51% approved of 162One lender: 52% approved of 81One lender: 53% approved of 55One lender: 54% approved of 148One lender: 55% approved of 20One lender: 60% approved of 63One lender: 63% approved of 41One lender: 67% approved of 21One lender: 68% approved of 81One lender: 68% approved of 228One lender: 70% approved of 27Freedom Mortgage Corporation: 73% approved of 244Redstone Federal Credit Union: 73% approved of 397One lender: 75% approved of 169Rocket Mortgage, LLC: 81% approved of 1,234United Wholesale Mortgage, LLC: 81% approved of 321One lender: 82% approved of 111One lender: 84% approved of 139One lender: 85% approved of 26One lender: 85% approved of 40One lender: 85% approved of 20One lender: 85% approved of 54One lender: 90% approved of 21One lender: 90% approved of 21One lender: 95% approved of 22One lender: 100% approved of 21One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%997 / 1,23497%$155K965
2Redstone Federal Credit Union73%291 / 39799%$125K287
3Amerisave Mortgage Corporation25%83 / 33799%$145K82
4United Wholesale Mortgage, LLCBroker only81%260 / 32196%$255K250
5Freedom Mortgage Corporation73%178 / 24498%$265K175

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 217 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Madison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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