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refinance lenders · HMDA 2023–2025

Refinance lenders in Madison County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Madison County, Alabama, home to Huntsville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,353 applications were decided by 218 lenders between 2023 and 2025.

Madison County at a glance

218Active lenders41 with 20+ decisions
81.1%Market approval rate4,343 of 5,353 decided
$255KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,959 loans funded

How Madison County compares

Approval rate compared
Madison County81.1%Alabama77.5%All 616 counties76.5%
Typical loan compared
Madison County$255KAlabama$205KAll 616 counties$295K

What the data shows

Redstone Federal Credit Union made the most mortgage refinances in Madison County, AL, 987 of them.

Amerihome Mortgage Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical mortgage refinance here is $255K, 24% larger than the Alabama typical of $205K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 24One lender: 27% approved of 83One lender: 37% approved of 30One lender: 55% approved of 33One lender: 62% approved of 105One lender: 63% approved of 99One lender: 65% approved of 31One lender: 68% approved of 127Regions Bank: 69% approved of 480One lender: 71% approved of 66One lender: 71% approved of 42One lender: 74% approved of 38One lender: 74% approved of 31One lender: 75% approved of 24One lender: 76% approved of 29One lender: 77% approved of 43One lender: 77% approved of 26One lender: 79% approved of 29One lender: 82% approved of 105Redstone Federal Credit Union: 83% approved of 1,264One lender: 85% approved of 52One lender: 86% approved of 35Rocket Mortgage, LLC: 86% approved of 310One lender: 88% approved of 24One lender: 88% approved of 34One lender: 89% approved of 28One lender: 90% approved of 20One lender: 90% approved of 71United Wholesale Mortgage, LLC: 90% approved of 426One lender: 92% approved of 24One lender: 92% approved of 50One lender: 93% approved of 176One lender: 93% approved of 28One lender: 95% approved of 38One lender: 95% approved of 20One lender: 96% approved of 48One lender: 96% approved of 24One lender: 98% approved of 92One lender: 98% approved of 50Freedom Mortgage Corporation: 98% approved of 308One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Redstone Federal Credit Union83%1,046 / 1,26494%$95K987
2Regions Bank69%331 / 48086%$105K284
3United Wholesale Mortgage, LLCBroker only90%385 / 42694%$365K361
4Rocket Mortgage, LLC86%266 / 31089%$305K237
5Freedom Mortgage Corporation98%302 / 30881%$335K244

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 213 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Madison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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