Bankers' Bank mortgage approval rate & lending review
Bankers' Bank decided 406 mortgage applications and funded 357 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bankers' Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bankers' Bank at a glance
Approval is 4.9 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 260 / 294 | 99% | $225K | 257 |
| Cash-out refinance | 91% | 30 / 33 | 97% | $145K | 29 |
| Refinance | 98% | 47 / 48 | 98% | $205K | 46 |
Bankers' Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 94% | $225K | 148 | 136 |
| Illinois | 86% | $175K | 141 | 120 |
| Indiana | 86% | $295K | 36 | 31 |
| Iowa | 96% | $365K | 25 | 24 |
| Kansas | 83% | $225K | 23 | 19 |
| Ohio | 87% | $145K | 23 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bankers' Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Clair County, IL | Mortgage lenders | 90% | 40 | 36 |
| Sheboygan County, WI | Mortgage lenders | 95% | 37 | 33 |
| Rock County, WI | Mortgage lenders | 89% | 28 | 25 |
The county markets where Bankers' Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Bankers' Bank
What is Bankers' Bank's mortgage approval rate?
Bankers' Bank approved 89.2% of the 406 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan Bankers' Bank offers?
Borrowers accepted 99% of the loans Bankers' Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bankers' Bank make?
The typical home purchase mortgage loan Bankers' Bank made was $225K; across all loan types its typical loan ran from $145K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bankers' Bank lend?
Bankers' Bank decided applications in 10 of the states Fat Boy Data covers, most of them in Wisconsin, Illinois and Indiana.
Can I apply to Bankers' Bank directly?
Yes. Bankers' Bank is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bankers' Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bankers' Bank treats applications, then get a rate quote from the lender.