Blaze Credit Union mortgage approval rate & lending review
Blaze Credit Union decided 4,943 mortgage applications and funded 3,843 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Blaze Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Blaze Credit Union at a glance
Approval is 17.2 points above the 70.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,042 / 1,094 | 77% | $285K | 798 |
| Home improvement loans | 88% | 2,022 / 2,297 | 94% | $65K | 1,897 |
| Cash-out refinance | 83% | 904 / 1,094 | 91% | $95K | 822 |
| Refinance | 84% | 250 / 298 | 83% | $105K | 208 |
| Investment property purchase | 94% | 74 / 79 | 85% | $265K | 63 |
| Investment cash-out refinance | 77% | 41 / 53 | 98% | $175K | 40 |
Blaze Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Blaze Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hennepin County, MN | Home improvement loans | 88% | 628 | 512 |
| Anoka County, MN | Home improvement loans | 86% | 449 | 365 |
| Ramsey County, MN | Home improvement loans | 87% | 386 | 317 |
| Anoka County, MN | Cash-out refinance | 82% | 335 | 245 |
| Ramsey County, MN | Mortgage lenders | 97% | 272 | 205 |
| Washington County, MN | Home improvement loans | 86% | 241 | 197 |
| Hennepin County, MN | Mortgage lenders | 93% | 271 | 188 |
| Dakota County, MN | Home improvement loans | 88% | 225 | 185 |
| Hennepin County, MN | Cash-out refinance | 81% | 225 | 163 |
| Wright County, MN | Home improvement loans | 94% | 168 | 149 |
| Ramsey County, MN | Cash-out refinance | 80% | 187 | 137 |
| Anoka County, MN | Mortgage lenders | 95% | 168 | 127 |
The county markets where Blaze Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Blaze Credit Union
What is Blaze Credit Union's mortgage approval rate?
Blaze Credit Union approved 88.0% of the 4,943 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.2 points above the 70.8% national rate for the same mix of loan types.
How often do borrowers take the loan Blaze Credit Union offers?
Borrowers accepted 88% of the loans Blaze Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Blaze Credit Union make?
The typical home improvement loan loan Blaze Credit Union made was $65K; across all loan types its typical loan ran from $65K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Blaze Credit Union lend?
Blaze Credit Union decided applications in 28 of the states Fat Boy Data covers, most of them in Minnesota, Florida and Arizona.
Can I apply to Blaze Credit Union directly?
Yes. Blaze Credit Union is a bank or credit union with 30 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Blaze Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Blaze Credit Union treats applications, then get a rate quote from the lender.