Lender profile · HMDA 2023–2025
Blaze Credit Union mortgage approval rates & lending data
Blaze Credit Union decided 4,943 mortgage applications and funded 3,843 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,042 / 1,094 | 77% | $285K | 798 |
| Home improvement loans | 88% | 2,022 / 2,297 | 94% | $65K | 1,897 |
| Cash-out refinance | 83% | 904 / 1,094 | 91% | $95K | 822 |
| Refinance | 84% | 250 / 298 | 83% | $105K | 208 |
| Investment property purchase | 94% | 74 / 79 | 85% | $265K | 63 |
| Investment cash-out refinance | 77% | 41 / 53 | 98% | $175K | 40 |
Blaze Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 88% | $65K | 4,834 | 3,763 |
| Florida | 91% | $175K | 34 | 19 |
| Arizona | 100% | $375K | 13 | 12 |
| Illinois | 100% | $205K | 11 | 8 |
| Wisconsin | 91% | $55K | 11 | 9 |
| Colorado | 100% | $85K | 4 | 4 |
| South Carolina | 100% | $125K | 4 | 4 |
| Georgia | 100% | $45K | 3 | 3 |
| Iowa | 100% | $305K | 3 | 3 |
| Nebraska | 100% | $95K | 3 | 3 |
| Nevada | 100% | $145K | 2 | 2 |
| North Dakota | 100% | $35K | 2 | 2 |
| Oklahoma | 50% | — | 2 | 0 |
| Oregon | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.