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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Wright County, Minnesota

Fat Boy Data analyzed home improvement loan activity in Wright County, Minnesota, home to Otsego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,703 applications were decided by 106 lenders between 2023 and 2025.

Wright County at a glance

106Active lenders20 with 20+ decisions
76.9%Market approval rate1,309 of 1,703 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,211 loans funded

How Wright County compares

Approval rate compared
Wright County76.9%Minnesota75.1%All 616 counties62.7%
Typical loan compared
Wright County$55KMinnesota$65KAll 616 counties$75K

What the data shows

Trustone Financial Credit Union made the most home improvement loans in Wright County, MN, 174 of them.

Affinity Plus approved the highest share of applications among lenders with at least 20 decisions here, 99% of 86.

The typical home improvement loan here is $55K, 15% smaller than the Minnesota typical of $65K.

Only 1 lender here typically writes at or below $35K: Figure Lending LLC.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 26One lender: 35% approved of 23One lender: 44% approved of 39One lender: 47% approved of 34The Huntington National Bank: 50% approved of 105U.S. Bank National Association: 51% approved of 144One lender: 74% approved of 66Trustone Financial Credit Union: 78% approved of 229Wings Financial Credit Union: 79% approved of 117One lender: 80% approved of 54One lender: 81% approved of 21One lender: 83% approved of 29One lender: 92% approved of 39One lender: 94% approved of 32One lender: 94% approved of 33Blaze Credit Union: 94% approved of 168One lender: 96% approved of 51One lender: 97% approved of 32One lender: 99% approved of 86One lender: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Wright County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union78%178 / 22998%$55K174
2Blaze Credit Union94%158 / 16894%$55K149
3U.S. Bank National Association51%74 / 14496%$55K71
4Wings Financial Credit Union79%93 / 11784%$75K78
5The Huntington National Bank50%52 / 10598%$85K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 101 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Wright County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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