Brazos Valley Schools mortgage approval rate & lending review
Brazos Valley Schools decided 533 mortgage applications and funded 348 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Brazos Valley Schools reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Brazos Valley Schools at a glance
Approval is 4.3 points above the 73.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 120 / 129 | 76% | $265K | 91 |
| Cash-out refinance | 74% | 256 / 345 | 91% | $75K | 233 |
| Refinance | 70% | 33 / 47 | 64% | $205K | 21 |
Brazos Valley Schools lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 78% | $75K | 533 | 348 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Brazos Valley Schools lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fort Bend County, TX | Cash-out refinance | 75% | 226 | 154 |
| Harris County, TX | Cash-out refinance | 69% | 86 | 54 |
| Brazos County, TX | Cash-out refinance | 76% | 21 | 16 |
| Fort Bend County, TX | Refinance | 74% | 27 | 14 |
The county markets where Brazos Valley Schools made the most loans. Each link opens that market with every lender ranked.
Questions about Brazos Valley Schools
What is Brazos Valley Schools's mortgage approval rate?
Brazos Valley Schools approved 78.2% of the 533 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.3 points above the 73.9% national rate for the same mix of loan types.
How often do borrowers take the loan Brazos Valley Schools offers?
Borrowers accepted 83% of the loans Brazos Valley Schools approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Brazos Valley Schools make?
The typical cash-out refinance loan Brazos Valley Schools made was $75K; across all loan types its typical loan ran from $75K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Brazos Valley Schools lend?
Brazos Valley Schools decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Brazos Valley Schools directly?
Yes. Brazos Valley Schools is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Brazos Valley Schools's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Brazos Valley Schools treats applications, then get a rate quote from the lender.