Builders Choice Mortgage LLC mortgage approval rate & lending review
Builders Choice Mortgage LLC decided 1,414 mortgage applications and funded 1,245 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Builders Choice Mortgage LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to choicemortgage.com.
Builders Choice Mortgage LLC at a glance
Approval is 4.5 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 939 / 1,031 | 98% | $395K | 922 |
| Cash-out refinance | 83% | 83 / 100 | 98% | $355K | 81 |
| Refinance | 97% | 59 / 61 | 98% | $505K | 58 |
| Investment property purchase | 85% | 147 / 173 | 97% | $315K | 142 |
| Investment cash-out refinance | 83% | 35 / 42 | 100% | $255K | 35 |
Builders Choice Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $415K | 968 | 834 |
| New Mexico | 94% | $295K | 209 | 197 |
| Texas | 87% | $255K | 45 | 39 |
| Colorado | 97% | $515K | 37 | 34 |
| New Jersey | 97% | $465K | 29 | 27 |
| New Hampshire | 100% | $405K | 26 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Builders Choice Mortgage LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Palm Beach County, FL | Mortgage lenders | 90% | 303 | 268 |
| Bernalillo County, NM | Mortgage lenders | 92% | 120 | 111 |
| Sandoval County, NM | Mortgage lenders | 97% | 59 | 57 |
| Palm Beach County, FL | Investment property purchase | 86% | 64 | 54 |
| Palm Beach County, FL | Investment cash-out refinance | 90% | 21 | 19 |
The county markets where Builders Choice Mortgage LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Builders Choice Mortgage LLC
What is Builders Choice Mortgage LLC's mortgage approval rate?
Builders Choice Mortgage LLC approved 89.8% of the 1,414 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.5 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan Builders Choice Mortgage LLC offers?
Borrowers accepted 98% of the loans Builders Choice Mortgage LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Builders Choice Mortgage LLC make?
The typical home purchase mortgage loan Builders Choice Mortgage LLC made was $395K; across all loan types its typical loan ran from $255K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Builders Choice Mortgage LLC lend?
Builders Choice Mortgage LLC decided applications in 19 of the states Fat Boy Data covers, most of them in Florida, New Mexico and Texas.
Can I apply to Builders Choice Mortgage LLC directly?
Yes. Builders Choice Mortgage LLC reports as a direct lender that takes applications from borrowers. Its website is choicemortgage.com.
Does this page show Builders Choice Mortgage LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Builders Choice Mortgage LLC treats applications, then get a rate quote from the lender.