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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Palm Beach County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Palm Beach County, Florida, home to West Palm Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,080 applications were decided by 280 lenders between 2023 and 2025.

Palm Beach County at a glance

280Active lenders32 with 20+ decisions
69.1%Market approval rate2,128 of 3,080 decided
$275KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,967 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County69.1%Florida68.9%All 616 counties73.1%
Typical loan compared
Palm Beach County$275KFlorida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Palm Beach County, FL, 156 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 61.

The typical investment cash-out refinance here is $275K, 12% larger than the Florida typical of $245K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 73One lender: 24% approved of 34One lender: 43% approved of 58One lender: 46% approved of 82One lender: 54% approved of 28One lender: 55% approved of 31Hometown Equity Mortgage, LLC: 56% approved of 126One lender: 57% approved of 23One lender: 58% approved of 65One lender: 59% approved of 32Homexpress Mortgage Corp.: 63% approved of 139One lender: 69% approved of 83United Wholesale Mortgage, LLC: 69% approved of 394Angel Oak Mortgage Solutions LLC: 71% approved of 107One lender: 71% approved of 35One lender: 71% approved of 35One lender: 73% approved of 22One lender: 73% approved of 41One lender: 75% approved of 71One lender: 81% approved of 32One lender: 81% approved of 27One lender: 84% approved of 38One lender: 90% approved of 21A&D Mortgage LLC: 91% approved of 172One lender: 92% approved of 24One lender: 93% approved of 98One lender: 93% approved of 57One lender: 93% approved of 59One lender: 96% approved of 23One lender: 97% approved of 39One lender: 98% approved of 61One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%272 / 39499%$245K269
2A&D Mortgage LLC91%157 / 17299%$215K156
3Homexpress Mortgage Corp.Broker only63%87 / 139100%$315K87
4Hometown Equity Mortgage, LLC56%71 / 126100%$245K71
5Angel Oak Mortgage Solutions LLC71%76 / 10796%$285K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 275 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Palm Beach County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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