Call Federal Credit Union mortgage approval rate & lending review
Call Federal Credit Union decided 347 mortgage applications and funded 317 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Call Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Call Federal Credit Union at a glance
Approval is 25.2 points above the 67.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 29 / 33 | 93% | $245K | 27 |
| Home improvement loans | 100% | 248 / 248 | 100% | $65K | 248 |
| Cash-out refinance | 38% | 10 / 26 | 100% | $135K | 10 |
| Refinance | 88% | 28 / 32 | 100% | $55K | 28 |
Call Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 92% | $65K | 343 | 315 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Call Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chesterfield County, VA | Home improvement loans | 100% | 116 | 116 |
| Henrico County, VA | Home improvement loans | 100% | 65 | 65 |
| Hanover County, VA | Home improvement loans | 100% | 50 | 50 |
| Chesterfield County, VA | Refinance | 85% | 20 | 17 |
The county markets where Call Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Call Federal Credit Union
What is Call Federal Credit Union's mortgage approval rate?
Call Federal Credit Union approved 92.2% of the 347 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 25.2 points above the 67.0% national rate for the same mix of loan types.
How often do borrowers take the loan Call Federal Credit Union offers?
Borrowers accepted 99% of the loans Call Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Call Federal Credit Union make?
The typical home improvement loan loan Call Federal Credit Union made was $65K; across all loan types its typical loan ran from $55K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Call Federal Credit Union lend?
Call Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Virginia, Florida and Georgia.
Can I apply to Call Federal Credit Union directly?
Yes. Call Federal Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Call Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Call Federal Credit Union treats applications, then get a rate quote from the lender.