Lender profile · HMDA 2023–2025
Citizens Bank and Trust mortgage approval rates & lending data
Citizens Bank and Trust decided 564 mortgage applications and funded 483 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 279 / 302 | 96% | $185K | 267 |
| Home improvement loans | 77% | 43 / 56 | 100% | $55K | 43 |
| Refinance | 80% | 78 / 98 | 94% | $105K | 73 |
| Investment property purchase | 95% | 80 / 84 | 99% | $115K | 79 |
Citizens Bank and Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $185K | 563 | 482 |
| California | 100% | $1.50M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.