Clearview Federal Credit Union mortgage approval rate & lending review
Clearview Federal Credit Union decided 3,649 mortgage applications and funded 2,844 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Clearview Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Clearview Federal Credit Union at a glance
Approval is 8.4 points above the 69.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 415 / 457 | 100% | $215K | 414 |
| Home improvement loans | 75% | 1,529 / 2,033 | 100% | $55K | 1,529 |
| Cash-out refinance | 82% | 106 / 130 | 100% | $125K | 106 |
| Refinance | 81% | 729 / 902 | 100% | $105K | 729 |
| Investment property purchase | 80% | 24 / 30 | 100% | $125K | 24 |
| Investment refinance | 69% | 18 / 26 | 100% | $175K | 18 |
| Investment home improvement | 32% | 18 / 57 | 100% | $65K | 18 |
Clearview Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 78% | $55K | 3,368 | 2,626 |
| Ohio | 85% | $45K | 61 | 52 |
| Florida | 77% | $125K | 60 | 46 |
| North Carolina | 92% | $105K | 25 | 23 |
| Maryland | 77% | $75K | 22 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Clearview Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Home improvement loans | 77% | 987 | 757 |
| Allegheny County, PA | Refinance | 81% | 435 | 354 |
| Beaver County, PA | Home improvement loans | 77% | 354 | 273 |
| Allegheny County, PA | Mortgage lenders | 93% | 211 | 197 |
| Washington County, PA | Home improvement loans | 74% | 193 | 143 |
| Westmoreland County, PA | Home improvement loans | 69% | 195 | 134 |
| Beaver County, PA | Refinance | 79% | 137 | 108 |
| Butler County, PA | Home improvement loans | 72% | 132 | 95 |
| Washington County, PA | Refinance | 78% | 104 | 81 |
| Westmoreland County, PA | Refinance | 86% | 79 | 68 |
| Beaver County, PA | Mortgage lenders | 90% | 58 | 51 |
| Allegheny County, PA | Cash-out refinance | 86% | 56 | 48 |
The county markets where Clearview Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Clearview Federal Credit Union
What is Clearview Federal Credit Union's mortgage approval rate?
Clearview Federal Credit Union approved 78.0% of the 3,649 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.4 points above the 69.6% national rate for the same mix of loan types.
How often do borrowers take the loan Clearview Federal Credit Union offers?
Borrowers accepted 100% of the loans Clearview Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Clearview Federal Credit Union make?
The typical home improvement loan loan Clearview Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Clearview Federal Credit Union lend?
Clearview Federal Credit Union decided applications in 26 of the states Fat Boy Data covers, most of them in Pennsylvania, Ohio and Florida.
Can I apply to Clearview Federal Credit Union directly?
Yes. Clearview Federal Credit Union is a bank or credit union with 27 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Clearview Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Clearview Federal Credit Union treats applications, then get a rate quote from the lender.