refinance lenders · HMDA 2023–2025

Refinance lenders in Westmoreland County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Westmoreland County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,043 applications were decided by 168 lenders between 2023 and 2025.

Westmoreland County at a glance

168Active lenders28 with 20+ decisions
77.3%Market approval rate3,898 of 5,043 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,723 loans funded

How Westmoreland County compares

Approval rate compared
Westmoreland County77.3%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Westmoreland County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Westmoreland County, PA, 619 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 63Lakeview Loan Servicing, LLC: 40% approved of 30Newrez LLC: 55% approved of 22InFirst Bank: 55% approved of 20Mortgage Research Center, LLC: 61% approved of 41The Huntington National Bank: 62% approved of 50Royal United Mortgage LLC: 65% approved of 37First National Bank of Pennsylvania: 74% approved of 477S&T Bank: 74% approved of 666Citizens Bank, National Association: 74% approved of 5001st Summit Bank: 75% approved of 32Commercial Bank and Trust of PA: 76% approved of 37First Commonwealth Bank: 76% approved of 467Pennsylvania State Employees Credit Union: 76% approved of 34Dollar Bank, Federal Savings Bank: 78% approved of 500KeyBank National Association: 79% approved of 62Rocket Mortgage, LLC: 80% approved of 133United Wholesale Mortgage, LLC: 83% approved of 77Somerset Trust Company: 84% approved of 97PNC Bank, National Association: 84% approved of 779Village Capital & Investment LLC: 85% approved of 26USX Federal Credit Union: 85% approved of 47Clearview Federal Credit Union: 86% approved of 79Pennymac Loan Services, LLC: 88% approved of 41PHEPLE Federal Credit Union: 90% approved of 61Freedom Mortgage Corporation: 95% approved of 55Valley 1St Community FCU: 98% approved of 118Union Savings Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Westmoreland County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association84%651 / 77995%$105K619
2S&T Bank74%491 / 66694%$105K461
3Dollar Bank, Federal Savings Bank78%391 / 50095%$95K373
4Citizens Bank, National Association74%372 / 50096%$125K358
5First National Bank of Pennsylvania74%351 / 47799%$105K346

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 163 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Westmoreland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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