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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Westmoreland County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Westmoreland County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,219 applications were decided by 103 lenders between 2023 and 2025.

Westmoreland County at a glance

103Active lenders26 with 20+ decisions
70.5%Market approval rate3,677 of 5,219 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,508 loans funded

How Westmoreland County compares

Approval rate compared
Westmoreland County70.5%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Westmoreland County$55KPennsylvania$65KAll 616 counties$75K

What the data shows

PNC Bank, National Association made the most home improvement loans in Westmoreland County, PA, 503 of them.

Somerset Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 90% of 144.

The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.

Only 3 lenders here typically write at or below $35K: Pennsylvania State Employees Credit Union, Commercial Bank and Trust of PA, Mid Penn Bank.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 26% approved of 46Discover Bank: 28% approved of 90Spring Eq, LLC: 34% approved of 32U.S. Bank National Association: 43% approved of 30The Huntington National Bank: 47% approved of 125KeyBank National Association: 56% approved of 63Mid Penn Bank: 60% approved of 20Ameriserv Financial Bank: 62% approved of 21Citizens Bank, National Association: 65% approved of 491S&T Bank: 68% approved of 570Clearview Federal Credit Union: 69% approved of 195Figure Lending LLC: 69% approved of 26First Commonwealth Bank: 70% approved of 668Navy Federal Credit Union: 71% approved of 41First National Bank of Pennsylvania: 72% approved of 520USX Federal Credit Union: 72% approved of 25Commercial Bank and Trust of PA: 72% approved of 65PNC Bank, National Association: 74% approved of 695Dollar Bank, Federal Savings Bank: 76% approved of 608WesBanco Bank, Inc.: 80% approved of 30Cfsbank: 83% approved of 41Pennsylvania State Employees Credit Union: 84% approved of 147PHEPLE Federal Credit Union: 87% approved of 126InFirst Bank: 88% approved of 24Somerset Trust Company: 90% approved of 144Coastal Community Bank: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Westmoreland County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association74%511 / 69598%$75K503
2First Commonwealth Bank70%468 / 66893%$55K437
3Dollar Bank, Federal Savings Bank76%464 / 60896%$55K445
4S&T Bank68%389 / 57094%$65K366
5First National Bank of Pennsylvania72%373 / 52099%$55K369

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Westmoreland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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