Cloverbelt Credit Union mortgage approval rate & lending review
Cloverbelt Credit Union decided 541 mortgage applications and funded 520 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cloverbelt Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cloverbelt Credit Union at a glance
Approval is 23.0 points above the 73.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 143 / 149 | 100% | $185K | 143 |
| Home improvement loans | 100% | 43 / 43 | 95% | $55K | 41 |
| Cash-out refinance | 96% | 295 / 306 | 99% | $85K | 293 |
| Refinance | 100% | 36 / 36 | 100% | $105K | 36 |
Cloverbelt Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 97% | $85K | 541 | 520 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cloverbelt Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marathon County, WI | Cash-out refinance | 96% | 305 | 292 |
| Marathon County, WI | Mortgage lenders | 96% | 149 | 143 |
| Marathon County, WI | Home improvement loans | 100% | 43 | 41 |
| Marathon County, WI | Refinance | 100% | 36 | 36 |
The county markets where Cloverbelt Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Cloverbelt Credit Union
What is Cloverbelt Credit Union's mortgage approval rate?
Cloverbelt Credit Union approved 96.9% of the 541 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 23.0 points above the 73.8% national rate for the same mix of loan types.
How often do borrowers take the loan Cloverbelt Credit Union offers?
Borrowers accepted 99% of the loans Cloverbelt Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cloverbelt Credit Union make?
The typical cash-out refinance loan Cloverbelt Credit Union made was $85K; across all loan types its typical loan ran from $55K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cloverbelt Credit Union lend?
Cloverbelt Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Wisconsin.
Can I apply to Cloverbelt Credit Union directly?
Yes. Cloverbelt Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Cloverbelt Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cloverbelt Credit Union treats applications, then get a rate quote from the lender.