refinance lenders · HMDA 2023–2025

Refinance lenders in Marathon County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Marathon County, Wisconsin, home to Wausau, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,529 applications were decided by 110 lenders between 2023 and 2025.

Marathon County at a glance

110Active lenders18 with 20+ decisions
88.0%Market approval rate1,345 of 1,529 decided
$75KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,278 loans funded

How Marathon County compares

Approval rate compared
Marathon County88.0%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Marathon County$75KWisconsin$115KAll 616 counties$295K

What the data shows

Covantage Credit Union made the most mortgage refinances in Marathon County, WI, 586 of them.

That is 46% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Cloverbelt Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $75K, 35% smaller than the Wisconsin typical of $115K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 64% approved of 22One lender: 68% approved of 25Associated Bank, National Association: 78% approved of 79One lender: 79% approved of 34One lender: 85% approved of 20One lender: 86% approved of 21Nicolet National Bank: 88% approved of 67One lender: 91% approved of 32United Wholesale Mortgage, LLC: 91% approved of 43One lender: 91% approved of 23Rocket Mortgage, LLC: 92% approved of 39One lender: 92% approved of 39Covantage Credit Union: 92% approved of 645One lender: 96% approved of 26One lender: 97% approved of 31One lender: 97% approved of 33One lender: 100% approved of 36One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Marathon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Covantage Credit Union92%596 / 64598%$65K586
2Associated Bank, National Association78%62 / 7998%$95K61
3Nicolet National Bank88%59 / 6798%$105K58
4United Wholesale Mortgage, LLCBroker only91%39 / 4385%$275K33
5Rocket Mortgage, LLC92%36 / 3997%$195K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 105 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Marathon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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