Coastal Loans, LLC mortgage approval rate & lending review
Coastal Loans, LLC decided 2,814 mortgage applications and funded 2,637 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Coastal Loans, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Coastal Loans, LLC at a glance
Approval is 7.7 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,603 / 2,730 | 98% | $305K | 2,560 |
| Investment property purchase | 95% | 74 / 78 | 97% | $245K | 72 |
Coastal Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $305K | 2,801 | 2,624 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Coastal Loans, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Lucie County, FL | Mortgage lenders | 95% | 579 | 541 |
| Brevard County, FL | Mortgage lenders | 96% | 545 | 509 |
| Flagler County, FL | Mortgage lenders | 97% | 318 | 305 |
| Lee County, FL | Mortgage lenders | 91% | 246 | 223 |
| Santa Rosa County, FL | Mortgage lenders | 98% | 212 | 204 |
| Polk County, FL | Mortgage lenders | 93% | 194 | 176 |
| Marion County, FL | Mortgage lenders | 95% | 148 | 140 |
| Sarasota County, FL | Mortgage lenders | 94% | 116 | 109 |
| Indian River County, FL | Mortgage lenders | 96% | 102 | 97 |
| Charlotte County, FL | Mortgage lenders | 95% | 91 | 86 |
| Citrus County, FL | Mortgage lenders | 96% | 77 | 71 |
| Brevard County, FL | Investment property purchase | 100% | 21 | 19 |
The county markets where Coastal Loans, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Coastal Loans, LLC
What is Coastal Loans, LLC's mortgage approval rate?
Coastal Loans, LLC approved 95.3% of the 2,814 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.7 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Coastal Loans, LLC offers?
Borrowers accepted 98% of the loans Coastal Loans, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Coastal Loans, LLC make?
The typical home purchase mortgage loan Coastal Loans, LLC made was $305K; across all loan types its typical loan ran from $245K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Coastal Loans, LLC lend?
Coastal Loans, LLC decided applications in 2 of the states Fat Boy Data covers, most of them in Florida and Alabama.
Can I apply to Coastal Loans, LLC directly?
Yes. Coastal Loans, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Coastal Loans, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Coastal Loans, LLC treats applications, then get a rate quote from the lender.