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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Santa Rosa County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Santa Rosa County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,369 applications were decided by 437 lenders between 2023 and 2025.

Santa Rosa County at a glance

437Active lenders88 with 20+ decisions
86.9%Market approval rate10,750 of 12,369 decided
$315KTypical loanmedian lender, $10K brackets
97%Borrower take-up10,408 loans funded

How Santa Rosa County compares

Approval rate compared
Santa Rosa County86.9%Florida83.7%All 616 counties87.6%
Typical loan compared
Santa Rosa County$315KFlorida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Santa Rosa County, FL, 1,278 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 94.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 29% approved of 334Triad Financial Services, Inc.: 35% approved of 9621St Mortgage Corporation: 36% approved of 288FirstBank: 52% approved of 56USAA Federal Savings Bank: 69% approved of 106PenAir Credit Union: 71% approved of 98Pentagon Federal Credit Union: 71% approved of 56Wells Fargo Bank, National Association: 73% approved of 33Centennial Bank: 75% approved of 52Bank of America, National Association: 75% approved of 44The First Bank: 78% approved of 41Southwest Stage Funding, LLC: 79% approved of 42SouthState Bank, National Association: 81% approved of 31Gulf Winds Credit Union: 82% approved of 56Fidelity Bank: 84% approved of 43Dhi Mortgage Company, Ltd.: 84% approved of 1,559Carrington Mortgage Services, LLC: 84% approved of 31Truist Bank: 85% approved of 47Navy Federal Credit Union: 87% approved of 634Regions Bank: 87% approved of 157Trustmark Bank: 88% approved of 32Rocket Mortgage, LLC: 88% approved of 402Mortgage Research Center, LLC: 89% approved of 422Newrez LLC: 89% approved of 76Lennar Mortgage, LLC: 90% approved of 313Union Home Mortgage Corp.: 90% approved of 69Inspire Home Loans Inc.: 90% approved of 69Fairway Independent Mortgage Corporation: 91% approved of 330Pennymac Loan Services, LLC: 91% approved of 78Primelending, A Plainscapital Company: 91% approved of 164Freedom Mortgage Corporation: 91% approved of 94Kind Lending, LLC: 92% approved of 38Synovus Bank: 94% approved of 116United Wholesale Mortgage, LLC: 94% approved of 713Swbc Mortgage Corporation: 94% approved of 199Das Acquisition Company, LLC: 95% approved of 38Mortgage Solutions of Colorado, LLC: 95% approved of 40Ameris Bank: 95% approved of 104Guaranteed Rate, Inc.: 95% approved of 85Waterstone Mortgage Corporation: 95% approved of 64Nbkc Bank: 95% approved of 44Cmg Mortgage, Inc.: 96% approved of 244Guild Mortgage Company LLC: 96% approved of 102Movement Mortgage, LLC: 96% approved of 346Dsld Mortgage, LLC: 97% approved of 122Acrisure Mortgage, LLC: 97% approved of 61Mortgage One of the South, Inc.: 97% approved of 64New American Funding, LLC: 97% approved of 294Canopy Mortgage, LLC: 97% approved of 35Ark-La-Tex Financial Services, LLC.: 97% approved of 223Guaranteed Rate Affinity, LLC: 97% approved of 119First Colony Mortgage Corporation: 98% approved of 45University Bank: 98% approved of 620Coastal Loans, LLC: 98% approved of 212Crosscountry Mortgage, LLC: 98% approved of 125The Mortgage Firm, Inc.: 98% approved of 256Paramount Residential Mortgage Group, Inc.: 100% approved of 94Primary Residential Mortgage, Inc.: 100% approved of 81Southeast Mortgage of Georgia, Inc.: 100% approved of 52Towne Mortgage Company: 100% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Santa Rosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Dhi Mortgage Company, Ltd.84%1,307 / 1,55998%$315K1,278
2United Wholesale Mortgage, LLCBroker only94%672 / 713100%$335K669
3Navy Federal Credit Union87%551 / 63499%$315K547
4University Bank98%608 / 620100%$365K607
5Mortgage Research Center, LLC89%375 / 42299%$345K372

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 432 more lenders.

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Nearby markets

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