Colonial Savings, F.A. mortgage approval rate & lending review
Colonial Savings, F.A. decided 539 mortgage applications and funded 445 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Colonial Savings, F.A. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Colonial Savings, F.A. at a glance
Approval is 0.4 points below the 84.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 395 / 431 | 98% | $345K | 386 |
| Cash-out refinance | 49% | 30 / 61 | 97% | $205K | 29 |
| Refinance | 48% | 12 / 25 | 100% | $335K | 12 |
Colonial Savings, F.A. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Colonial Savings, F.A.
What is Colonial Savings, F.A.'s mortgage approval rate?
Colonial Savings, F.A. approved 84.4% of the 539 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.4 points below the 84.8% national rate for the same mix of loan types.
How often do borrowers take the loan Colonial Savings, F.A. offers?
Borrowers accepted 98% of the loans Colonial Savings, F.A. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Colonial Savings, F.A. make?
The typical home purchase mortgage loan Colonial Savings, F.A. made was $345K; across all loan types its typical loan ran from $205K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Colonial Savings, F.A. lend?
Colonial Savings, F.A. decided applications in 39 of the states Fat Boy Data covers, most of them in Texas, Arkansas and Pennsylvania.
Can I apply to Colonial Savings, F.A. directly?
Yes. Colonial Savings, F.A. is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Colonial Savings, F.A.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Colonial Savings, F.A. treats applications, then get a rate quote from the lender.