Commercial Bank of Texas, National Association mortgage approval rate & lending review
Commercial Bank of Texas, National Association decided 257 mortgage applications and funded 213 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Commercial Bank of Texas, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Commercial Bank of Texas, National Association at a glance
Approval is 9.3 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 163 / 169 | 87% | $425K | 142 |
| Investment property purchase | 96% | 45 / 47 | 96% | $275K | 43 |
Commercial Bank of Texas, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $425K | 239 | 197 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Commercial Bank of Texas, National Association
What is Commercial Bank of Texas, National Association's mortgage approval rate?
Commercial Bank of Texas, National Association approved 94.6% of the 257 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Commercial Bank of Texas, National Association offers?
Borrowers accepted 88% of the loans Commercial Bank of Texas, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Commercial Bank of Texas, National Association make?
The typical home purchase mortgage loan Commercial Bank of Texas, National Association made was $425K; across all loan types its typical loan ran from $275K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Commercial Bank of Texas, National Association lend?
Commercial Bank of Texas, National Association decided applications in 13 of the states Fat Boy Data covers, most of them in Texas, Florida and New Mexico.
Can I apply to Commercial Bank of Texas, National Association directly?
Yes. Commercial Bank of Texas, National Association is a bank or credit union with 23 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Commercial Bank of Texas, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Commercial Bank of Texas, National Association treats applications, then get a rate quote from the lender.