COMMUNITY CREDIT UNION of FLORIDA mortgage approval rate & lending review
COMMUNITY CREDIT UNION of FLORIDA decided 1,982 mortgage applications and funded 1,547 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions COMMUNITY CREDIT UNION of FLORIDA reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
COMMUNITY CREDIT UNION of FLORIDA at a glance
Approval is 9.4 points above the 70.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 355 / 401 | 99% | $265K | 350 |
| Home improvement loans | 78% | 861 / 1,108 | 98% | $75K | 848 |
| Cash-out refinance | 70% | 28 / 40 | 89% | $135K | 25 |
| Refinance | 83% | 286 / 346 | 97% | $155K | 277 |
| Investment property purchase | 65% | 17 / 26 | 82% | $195K | 14 |
| Investment home improvement | 57% | 29 / 51 | 100% | $75K | 29 |
COMMUNITY CREDIT UNION of FLORIDA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 80% | $75K | 1,978 | 1,547 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where COMMUNITY CREDIT UNION of FLORIDA lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brevard County, FL | Home improvement loans | 78% | 994 | 762 |
| Brevard County, FL | Mortgage lenders | 90% | 343 | 304 |
| Brevard County, FL | Refinance | 84% | 312 | 252 |
| Brevard County, FL | Cash-out refinance | 69% | 39 | 24 |
| Brevard County, FL | Investment home improvement | 69% | 35 | 24 |
| Polk County, FL | Home improvement loans | 64% | 25 | 16 |
| Brevard County, FL | Investment property purchase | 65% | 20 | 11 |
The county markets where COMMUNITY CREDIT UNION of FLORIDA made the most loans. Each link opens that market with every lender ranked.
Questions about COMMUNITY CREDIT UNION of FLORIDA
What is COMMUNITY CREDIT UNION of FLORIDA's mortgage approval rate?
COMMUNITY CREDIT UNION of FLORIDA approved 79.7% of the 1,982 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 70.3% national rate for the same mix of loan types.
How often do borrowers take the loan COMMUNITY CREDIT UNION of FLORIDA offers?
Borrowers accepted 98% of the loans COMMUNITY CREDIT UNION of FLORIDA approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does COMMUNITY CREDIT UNION of FLORIDA make?
The typical home improvement loan loan COMMUNITY CREDIT UNION of FLORIDA made was $75K; across all loan types its typical loan ran from $75K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does COMMUNITY CREDIT UNION of FLORIDA lend?
COMMUNITY CREDIT UNION of FLORIDA decided applications in 5 of the states Fat Boy Data covers, most of them in Florida, California and Georgia.
Can I apply to COMMUNITY CREDIT UNION of FLORIDA directly?
Yes. COMMUNITY CREDIT UNION of FLORIDA is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show COMMUNITY CREDIT UNION of FLORIDA's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how COMMUNITY CREDIT UNION of FLORIDA treats applications, then get a rate quote from the lender.