Community State Bank (Wisconsin) mortgage approval rate & lending review
Community State Bank (Wisconsin) decided 346 mortgage applications and funded 306 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community State Bank (Wisconsin) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community State Bank (Wisconsin) at a glance
Approval is 11.5 points above the 79.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 119 / 124 | 99% | $305K | 118 |
| Home improvement loans | 98% | 40 / 41 | 100% | $45K | 40 |
| Cash-out refinance | 80% | 28 / 35 | 96% | $65K | 27 |
| Refinance | 82% | 55 / 67 | 95% | $165K | 52 |
| Investment property purchase | 91% | 51 / 56 | 92% | $235K | 47 |
Community State Bank (Wisconsin) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 91% | $235K | 343 | 303 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community State Bank (Wisconsin) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Racine County, WI | Mortgage lenders | 98% | 58 | 56 |
| Racine County, WI | Refinance | 92% | 36 | 30 |
| Walworth County, WI | Mortgage lenders | 97% | 30 | 29 |
| Racine County, WI | Home improvement loans | 96% | 24 | 23 |
| Kenosha County, WI | Mortgage lenders | 91% | 23 | 21 |
| Racine County, WI | Cash-out refinance | 81% | 21 | 17 |
The county markets where Community State Bank (Wisconsin) made the most loans. Each link opens that market with every lender ranked.
Questions about Community State Bank (Wisconsin)
What is Community State Bank (Wisconsin)'s mortgage approval rate?
Community State Bank (Wisconsin) approved 91.0% of the 346 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points above the 79.6% national rate for the same mix of loan types.
How often do borrowers take the loan Community State Bank (Wisconsin) offers?
Borrowers accepted 97% of the loans Community State Bank (Wisconsin) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community State Bank (Wisconsin) make?
The typical home purchase mortgage loan Community State Bank (Wisconsin) made was $305K; across all loan types its typical loan ran from $45K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community State Bank (Wisconsin) lend?
Community State Bank (Wisconsin) decided applications in 2 of the states Fat Boy Data covers, most of them in Wisconsin and Illinois.
Can I apply to Community State Bank (Wisconsin) directly?
Yes. Community State Bank (Wisconsin) is a bank or credit union with 60 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community State Bank (Wisconsin)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community State Bank (Wisconsin) treats applications, then get a rate quote from the lender.