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refinance lenders · HMDA 2023–2025

Refinance lenders in Racine County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Racine County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,075 applications were decided by 167 lenders between 2023 and 2025.

Racine County at a glance

167Active lenders24 with 20+ decisions
81.7%Market approval rate1,696 of 2,075 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,560 loans funded

How Racine County compares

Approval rate compared
Racine County81.7%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Racine County$155KWisconsin$115KAll 616 counties$295K

What the data shows

North Shore Bank made the most mortgage refinances in Racine County, WI, 128 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $155K, 35% larger than the Wisconsin typical of $115K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 38One lender: 40% approved of 25One lender: 56% approved of 27One lender: 76% approved of 41One lender: 78% approved of 98One lender: 78% approved of 59Landmark Credit Union: 78% approved of 138One lender: 79% approved of 24One lender: 80% approved of 40North Shore Bank: 80% approved of 163Summit Credit Union: 81% approved of 175One lender: 83% approved of 82One lender: 83% approved of 41University Of Wisconsin Credit Union: 85% approved of 119One lender: 86% approved of 21One lender: 88% approved of 72One lender: 89% approved of 87One lender: 92% approved of 36One lender: 92% approved of 26One lender: 93% approved of 43Johnson Bank: 93% approved of 118One lender: 97% approved of 36One lender: 100% approved of 36One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Racine County

LenderApprovalApprovedTaken upTypical loanLoans made
1Summit Credit Union81%141 / 17589%$95K126
2North Shore Bank80%131 / 16398%$105K128
3Landmark Credit Union78%108 / 13894%$105K102
4University Of Wisconsin Credit Union85%101 / 11999%$105K100
5Johnson Bank93%110 / 11896%$195K106

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 162 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Racine County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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