Lender profile · HMDA 2023–2025
Cornerstone Community Financial Credit Union mortgage approval rates & lending data
Cornerstone Community Financial Credit Union decided 312 mortgage applications and funded 196 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 31 / 41 | 100% | $155K | 31 |
| Home improvement loans | 64% | 108 / 168 | 94% | $45K | 102 |
| Cash-out refinance | 81% | 21 / 26 | 100% | $95K | 21 |
| Refinance | 60% | 45 / 75 | 91% | $85K | 41 |
Cornerstone Community Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 64% | $45K | 218 | 132 |
| Ohio | 70% | $65K | 91 | 61 |
| Florida | 100% | $375K | 1 | 1 |
| Tennessee | 100% | $205K | 1 | 1 |
| Wisconsin | 100% | $365K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.