Cornerstone Community Financial Credit Union mortgage approval rate & lending review
Cornerstone Community Financial Credit Union decided 312 mortgage applications and funded 196 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cornerstone Community Financial Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cornerstone Community Financial Credit Union at a glance
Approval is 3.8 points below the 69.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 31 / 41 | 100% | $155K | 31 |
| Home improvement loans | 64% | 108 / 168 | 94% | $45K | 102 |
| Cash-out refinance | 81% | 21 / 26 | 100% | $95K | 21 |
| Refinance | 60% | 45 / 75 | 91% | $85K | 41 |
Cornerstone Community Financial Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cornerstone Community Financial Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oakland County, MI | Home improvement loans | 67% | 51 | 33 |
| Macomb County, MI | Home improvement loans | 70% | 40 | 25 |
| Macomb County, MI | Refinance | 82% | 22 | 17 |
| Lucas County, OH | Home improvement loans | 60% | 30 | 17 |
| Wayne County, MI | Home improvement loans | 38% | 21 | 7 |
The county markets where Cornerstone Community Financial Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Cornerstone Community Financial Credit Union
What is Cornerstone Community Financial Credit Union's mortgage approval rate?
Cornerstone Community Financial Credit Union approved 66.0% of the 312 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.8 points below the 69.8% national rate for the same mix of loan types.
How often do borrowers take the loan Cornerstone Community Financial Credit Union offers?
Borrowers accepted 95% of the loans Cornerstone Community Financial Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cornerstone Community Financial Credit Union make?
The typical home improvement loan loan Cornerstone Community Financial Credit Union made was $45K; across all loan types its typical loan ran from $45K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cornerstone Community Financial Credit Union lend?
Cornerstone Community Financial Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Michigan, Ohio and Florida.
Can I apply to Cornerstone Community Financial Credit Union directly?
Yes. Cornerstone Community Financial Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Cornerstone Community Financial Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cornerstone Community Financial Credit Union treats applications, then get a rate quote from the lender.