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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Macomb County, Michigan

Fat Boy Data analyzed home improvement loan activity in Macomb County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,527 applications were decided by 126 lenders between 2023 and 2025.

Macomb County at a glance

126Active lenders36 with 20+ decisions
63.2%Market approval rate6,020 of 9,527 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,579 loans funded

How Macomb County compares

Approval rate compared
Macomb County63.2%Michigan67.0%All 616 counties62.7%
Typical loan compared
Macomb County$55KMichigan$55KAll 616 counties$75K

What the data shows

Michigan Schools and Government made the most home improvement loans in Macomb County, MI, 992 of them.

Vibe Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Only 2 lenders here typically write at or below $35K: Christian Financial Credit Union, Michigan First Credit Union.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 53One lender: 27% approved of 186One lender: 31% approved of 126One lender: 44% approved of 418Bank of America, National Association: 45% approved of 663One lender: 45% approved of 42One lender: 50% approved of 20One lender: 52% approved of 48One lender: 52% approved of 80The Huntington National Bank: 53% approved of 1,649One lender: 57% approved of 256One lender: 57% approved of 134One lender: 58% approved of 376One lender: 63% approved of 336Citizens Bank, National Association: 64% approved of 735One lender: 66% approved of 47One lender: 66% approved of 147One lender: 66% approved of 416One lender: 69% approved of 158One lender: 70% approved of 60One lender: 70% approved of 40Credit Union One: 70% approved of 632One lender: 72% approved of 61One lender: 72% approved of 29One lender: 76% approved of 463One lender: 79% approved of 140One lender: 79% approved of 29Michigan Schools and Government: 80% approved of 1,259One lender: 83% approved of 110One lender: 85% approved of 46One lender: 85% approved of 40One lender: 89% approved of 44One lender: 91% approved of 23One lender: 91% approved of 47One lender: 95% approved of 21One lender: 99% approved of 171

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Macomb County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank53%875 / 1,64995%$75K834
2Michigan Schools and Government80%1,012 / 1,25998%$55K992
3Citizens Bank, National Association64%470 / 73596%$85K452
4Bank of America, National Association45%298 / 66397%$65K290
5Credit Union One70%444 / 63286%$55K380

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 121 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Macomb County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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