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refinance lenders · HMDA 2023–2025

Refinance lenders in Macomb County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Macomb County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,631 applications were decided by 250 lenders between 2023 and 2025.

Macomb County at a glance

250Active lenders52 with 20+ decisions
77.2%Market approval rate7,435 of 9,631 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,990 loans funded

How Macomb County compares

Approval rate compared
Macomb County77.2%Michigan78.1%All 616 counties76.5%
Typical loan compared
Macomb County$135KMichigan$145KAll 616 counties$295K

What the data shows

Michigan Schools and Government made the most mortgage refinances in Macomb County, MI, 731 of them.

Mortgage Center L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%Hfg Holdings, LLC: 3% approved of 35Discover Bank: 34% approved of 149Spring Eq, LLC: 39% approved of 31Triad Financial Services, Inc.: 46% approved of 26Lakeview Loan Servicing, LLC: 49% approved of 170Carrington Mortgage Services, LLC: 52% approved of 25Newrez LLC: 56% approved of 87Mortgage Research Center, LLC: 58% approved of 67The Huntington National Bank: 59% approved of 661Plaza Home Mortgage, Inc.: 65% approved of 26Credit Union One: 67% approved of 72ChoiceOne Bank: 67% approved of 21Comerica Bank: 67% approved of 519Third Federal Savings And Loan Association Of Cleveland: 69% approved of 35Bank of America, National Association: 70% approved of 235Citizens Bank, National Association: 75% approved of 860First Merchants Bank: 75% approved of 40BIRMINGHAM-BLOOMFIELD Credit Union: 77% approved of 43Loandepot.Com, LLC: 77% approved of 35PNC Bank, National Association: 77% approved of 335Consumers Credit Union: 79% approved of 33Amerihome Mortgage Company, LLC: 79% approved of 24Flagstar Bank, National Association: 79% approved of 111Mutual of Omaha Mortgage, Inc.: 79% approved of 29Royal United Mortgage LLC: 80% approved of 49Fifth Third Bank, National Association: 80% approved of 256Community Choice: 80% approved of 45Genisys Credit Union: 81% approved of 238Michigan First Credit Union: 81% approved of 42Cornerstone Community Financial Credit Union: 82% approved of 22Nationstar Mortgage LLC: 83% approved of 46United Wholesale Mortgage, LLC: 83% approved of 1,374Rocket Mortgage, LLC: 84% approved of 914Advia Credit Union: 85% approved of 33Dfcu Financial: 85% approved of 54Pennymac Loan Services, LLC: 86% approved of 90Michigan Schools and Government: 86% approved of 866Village Capital & Investment LLC: 87% approved of 94Michigan Mutual, Inc.: 88% approved of 33Planet Home Lending, LLC: 88% approved of 25Freedom Mortgage Corporation: 91% approved of 142JPMorgan Chase Bank, National Association: 91% approved of 104Guaranteed Rate, Inc.: 93% approved of 54Union Home Mortgage Corp.: 94% approved of 133The Loan Store, Inc.: 94% approved of 35Lake Michigan Credit Union: 95% approved of 63Gold Star Mortgage Financial Group, Corporation: 95% approved of 21Mortgage 1 Incorporated: 95% approved of 108First State Bank: 95% approved of 133Crosscountry Mortgage, LLC: 97% approved of 37Mortgage Center L.C.: 100% approved of 32Staunton Financial, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Macomb County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only83%1,141 / 1,37496%$255K1,098
2Rocket Mortgage, LLC84%766 / 91493%$245K709
3Michigan Schools and Government86%746 / 86698%$85K731
4Citizens Bank, National Association75%641 / 86096%$125K616
5The Huntington National Bank59%391 / 66192%$125K359

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 245 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Macomb County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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