Home improvement loan lenders in Lucas County, Ohio
Fat Boy Data analyzed home improvement loan activity in Lucas County, Ohio, home to Toledo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,881 applications were decided by 88 lenders between 2023 and 2025.
Lucas County at a glance
How Lucas County compares
What the data shows
The Huntington National Bank made the most home improvement loans in Lucas County, OH, 900 of them.
That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 83% of 53.
The typical home improvement loan here is $55K, 15% smaller than the Ohio typical of $65K.
Only 2 lenders here typically write at or below $35K: Figure Lending LLC, Third Federal Savings And Loan Association Of Cleveland.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Lucas County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 56% | 943 / 1,678 | 95% | $65K | 900 |
| 2 | Fifth Third Bank, National Association | 64% | 487 / 756 | 94% | $55K | 460 |
| 3 | Citizens Bank, National Association | 63% | 294 / 464 | 97% | $65K | 284 |
| 4 | Directions Credit Union, Inc. | 69% | 253 / 369 | 100% | $45K | 253 |
| 5 | PNC Bank, National Association | 59% | 144 / 246 | 98% | $55K | 141 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 83 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Lucas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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