Lender profile · HMDA 2023–2025
Corning Federal Credit Union mortgage approval rates & lending data
Corning Federal Credit Union decided 3,038 mortgage applications and funded 2,370 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 953 / 1,042 | 82% | $315K | 786 |
| Home improvement loans | 85% | 1,063 / 1,247 | 94% | $65K | 1,003 |
| Cash-out refinance | 78% | 60 / 77 | 83% | $245K | 50 |
| Refinance | 89% | 372 / 420 | 92% | $125K | 344 |
| Investment property purchase | 89% | 161 / 181 | 88% | $385K | 141 |
| Investment home improvement | 63% | 34 / 54 | 97% | $105K | 33 |
Corning Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 88% | $125K | 1,984 | 1,569 |
| Pennsylvania | 89% | $75K | 365 | 297 |
| South Carolina | 83% | $125K | 279 | 198 |
| New York | 89% | $65K | 167 | 121 |
| Florida | 93% | $105K | 92 | 72 |
| Maryland | 85% | $35K | 40 | 28 |
| New Jersey | 82% | $35K | 28 | 20 |
| Massachusetts | 92% | $105K | 13 | 11 |
| California | 50% | $55K | 12 | 6 |
| Virginia | 82% | $45K | 11 | 8 |
| Colorado | 88% | $55K | 8 | 7 |
| Ohio | 86% | $95K | 7 | 6 |
| Arizona | 100% | $45K | 4 | 4 |
| Delaware | 100% | $25K | 4 | 4 |
| Illinois | 75% | $55K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.