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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Horry County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Horry County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,058 applications were decided by 127 lenders between 2023 and 2025.

Horry County at a glance

127Active lenders25 with 20+ decisions
59.4%Market approval rate1,815 of 3,058 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,745 loans funded

How Horry County compares

Approval rate compared
Horry County59.4%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Horry County$75KSouth Carolina$95KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Horry County, SC, 243 of them.

The Conway National Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 34.

The typical home improvement loan here is $75K, 21% smaller than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 34% approved of 99Discover Bank: 36% approved of 157Bank of America, National Association: 42% approved of 593Truist Bank: 46% approved of 201Figure Lending LLC: 62% approved of 48SouthState Bank, National Association: 63% approved of 312Pentagon Federal Credit Union: 63% approved of 27United Bank: 64% approved of 55Synovus Bank: 64% approved of 22Pinnacle Bank: 64% approved of 28State Employees': 65% approved of 46Fourleaf: 65% approved of 23First National Bank of Pennsylvania: 65% approved of 26Citizens Bank, National Association: 67% approved of 87PNC Bank, National Association: 69% approved of 132Third Federal Savings And Loan Association Of Cleveland: 69% approved of 26TD Bank, National Association: 70% approved of 192United Community Bank: 71% approved of 106First-Citizens Bank & Trust Company: 71% approved of 189Corning Federal Credit Union: 72% approved of 88Navy Federal Credit Union: 72% approved of 108Rocket Mortgage, LLC: 76% approved of 62Anderson Brothers Bank: 85% approved of 54Nationstar Mortgage LLC: 86% approved of 21The Conway National Bank: 94% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Horry County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association42%247 / 59398%$95K243
2SouthState Bank, National Association63%196 / 31298%$75K192
3Truist Bank46%93 / 20196%$85K89
4TD Bank, National Association70%134 / 19299%$65K133
5First-Citizens Bank & Trust Company71%135 / 18996%$105K129

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 122 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Horry County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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