CorTrust Bank National Association mortgage approval rate & lending review
CorTrust Bank National Association decided 480 mortgage applications and funded 440 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CorTrust Bank National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CorTrust Bank National Association at a glance
Approval is 20.0 points above the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 38 / 41 | 100% | $205K | 38 |
| Home improvement loans | 90% | 157 / 175 | 99% | $55K | 156 |
| Refinance | 95% | 181 / 190 | 99% | $95K | 179 |
| Investment property purchase | 97% | 30 / 31 | 93% | $275K | 28 |
| Investment refinance | 94% | 32 / 34 | 100% | $205K | 32 |
CorTrust Bank National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 92% | $65K | 264 | 238 |
| South Dakota | 95% | $95K | 203 | 193 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CorTrust Bank National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Minnehaha County, SD | Refinance | 99% | 93 | 92 |
| Minnehaha County, SD | Home improvement loans | 92% | 77 | 71 |
| Wright County, MN | Refinance | 98% | 51 | 50 |
| Wright County, MN | Home improvement loans | 96% | 51 | 49 |
The county markets where CorTrust Bank National Association made the most loans. Each link opens that market with every lender ranked.
Questions about CorTrust Bank National Association
What is CorTrust Bank National Association's mortgage approval rate?
CorTrust Bank National Association approved 92.7% of the 480 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.0 points above the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan CorTrust Bank National Association offers?
Borrowers accepted 99% of the loans CorTrust Bank National Association approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CorTrust Bank National Association make?
The typical mortgage refinance loan CorTrust Bank National Association made was $95K; across all loan types its typical loan ran from $55K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CorTrust Bank National Association lend?
CorTrust Bank National Association decided applications in 7 of the states Fat Boy Data covers, most of them in Minnesota, South Dakota and Florida.
Can I apply to CorTrust Bank National Association directly?
Yes. CorTrust Bank National Association is a bank or credit union with 37 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CorTrust Bank National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CorTrust Bank National Association treats applications, then get a rate quote from the lender.