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refinance lenders · HMDA 2023–2025

Refinance lenders in Wright County, Minnesota

Fat Boy Data analyzed mortgage refinance activity in Wright County, Minnesota, home to Otsego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,503 applications were decided by 192 lenders between 2023 and 2025.

Wright County at a glance

192Active lenders17 with 20+ decisions
81.5%Market approval rate1,225 of 1,503 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,142 loans funded

How Wright County compares

Approval rate compared
Wright County81.5%Minnesota82.1%All 616 counties76.5%
Typical loan compared
Wright County$265KMinnesota$235KAll 616 counties$295K

What the data shows

Trustone Financial Credit Union made the most mortgage refinances in Wright County, MN, 125 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $265K, 13% larger than the Minnesota typical of $235K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 32One lender: 45% approved of 22One lender: 57% approved of 37One lender: 64% approved of 25One lender: 73% approved of 45Old National Bank: 79% approved of 68One lender: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 73United Wholesale Mortgage, LLC: 86% approved of 131Trustone Financial Credit Union: 86% approved of 148One lender: 88% approved of 33One lender: 88% approved of 43Pennymac Loan Services, LLC: 90% approved of 59One lender: 92% approved of 26One lender: 96% approved of 45One lender: 98% approved of 51One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Wright County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union86%128 / 14898%$105K125
2United Wholesale Mortgage, LLCBroker only86%113 / 13190%$325K102
3Rocket Mortgage, LLC82%60 / 7397%$305K58
4Old National Bank79%54 / 6896%$105K52
5Pennymac Loan Services, LLC90%53 / 5985%$385K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 187 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Wright County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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