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refinance lenders · HMDA 2023–2025

Refinance lenders in Wright County, Minnesota

Fat Boy Data analyzed mortgage refinance activity in Wright County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,503 applications were decided by 192 lenders between 2023 and 2025.

Wright County at a glance

192Active lenders17 with 20+ decisions
81.5%Market approval rate1,225 of 1,503 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,142 loans funded

How Wright County compares

Approval rate compared
Wright County81.5%Minnesota82.1%All 616 counties76.5%
Typical loan compared
Wright County$265KMinnesota$235KAll 616 counties$295K

What the data shows

Trustone Financial Credit Union made the most mortgage refinances in Wright County, MN, 125 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $265K, 13% larger than the Minnesota typical of $235K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 32MidWestOne Bank: 45% approved of 22Lakeview Loan Servicing, LLC: 57% approved of 37Newrez LLC: 64% approved of 25Wings Financial Credit Union: 73% approved of 45Old National Bank: 79% approved of 68Blaze Credit Union: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 73United Wholesale Mortgage, LLC: 86% approved of 131Trustone Financial Credit Union: 86% approved of 148U.S. Bank National Association: 88% approved of 33Affinity Plus: 88% approved of 43Pennymac Loan Services, LLC: 90% approved of 59Bell Bank: 92% approved of 26Freedom Mortgage Corporation: 96% approved of 45CorTrust Bank National Association: 98% approved of 51Crosscountry Mortgage, LLC: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Wright County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union86%128 / 14898%$105K125
2United Wholesale Mortgage, LLCBroker only86%113 / 13190%$325K102
3Rocket Mortgage, LLC82%60 / 7397%$305K58
4Old National Bank79%54 / 6896%$105K52
5Pennymac Loan Services, LLC90%53 / 5985%$385K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 187 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Wright County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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