Cortrust Mortgage, Inc. mortgage approval rate & lending review
Cortrust Mortgage, Inc. decided 388 mortgage applications and funded 360 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cortrust Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to cortrustbank.com.
Cortrust Mortgage, Inc. at a glance
Approval is 9.0 points above the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 265 / 272 | 100% | $285K | 265 |
| Cash-out refinance | 81% | 44 / 54 | 100% | $215K | 44 |
| Refinance | 79% | 23 / 29 | 100% | $185K | 23 |
Cortrust Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 90% | $285K | 197 | 177 |
| South Dakota | 98% | $285K | 164 | 160 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cortrust Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Minnehaha County, SD | Mortgage lenders | 98% | 126 | 124 |
| Wright County, MN | Mortgage lenders | 93% | 46 | 43 |
| Stearns County, MN | Mortgage lenders | 100% | 22 | 22 |
| Minnehaha County, SD | Cash-out refinance | 90% | 21 | 19 |
The county markets where Cortrust Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Cortrust Mortgage, Inc.
What is Cortrust Mortgage, Inc.'s mortgage approval rate?
Cortrust Mortgage, Inc. approved 92.8% of the 388 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.0 points above the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan Cortrust Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Cortrust Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cortrust Mortgage, Inc. make?
The typical home purchase mortgage loan Cortrust Mortgage, Inc. made was $285K; across all loan types its typical loan ran from $185K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cortrust Mortgage, Inc. lend?
Cortrust Mortgage, Inc. decided applications in 17 of the states Fat Boy Data covers, most of them in Minnesota, South Dakota and Florida.
Can I apply to Cortrust Mortgage, Inc. directly?
Yes. Cortrust Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is cortrustbank.com.
Does this page show Cortrust Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cortrust Mortgage, Inc. treats applications, then get a rate quote from the lender.