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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Stearns County, Minnesota

Fat Boy Data analyzed home purchase mortgage activity in Stearns County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,426 applications were decided by 238 lenders between 2023 and 2025.

Stearns County at a glance

238Active lenders55 with 20+ decisions
92.1%Market approval rate4,996 of 5,426 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up4,856 loans funded

How Stearns County compares

Approval rate compared
Stearns County92.1%Minnesota92.4%All 616 counties87.6%
Typical loan compared
Stearns County$225KMinnesota$315KAll 616 counties$335K

What the data shows

Magnifi Financial Credit Union made the most home purchase mortgages in Stearns County, MN, 481 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 98.

The typical home purchase mortgage here is $225K, 29% smaller than the Minnesota typical of $315K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 34% approved of 112Triad Financial Services, Inc.: 42% approved of 113Iowa Bankers Mortgage Corporation: 71% approved of 21Flagstar Bank, National Association: 76% approved of 25Compeer Financial, Flca: 79% approved of 38Trustone Financial Credit Union: 84% approved of 55Wells Fargo Bank, National Association: 85% approved of 40Freeport State Bank: 87% approved of 30Rocket Mortgage, LLC: 87% approved of 122Summit Mortgage Corporation: 90% approved of 20Pennymac Loan Services, LLC: 90% approved of 71U.S. Bank National Association: 91% approved of 95Cardinal Financial Company, Limited Partnership: 92% approved of 36Freedom Mortgage Corporation: 93% approved of 27United Wholesale Mortgage, LLC: 93% approved of 245Plaza Home Mortgage, Inc.: 93% approved of 220Granite Bank: 93% approved of 44Guaranteed Rate Affinity, LLC: 94% approved of 63Primelending, A Plainscapital Company: 94% approved of 80Everett Financial, Inc.: 94% approved of 144Guaranteed Rate, Inc.: 94% approved of 36Royal Credit Union: 95% approved of 94Mortgage Research Center, LLC: 95% approved of 115Zillow Home Loans, LLC: 95% approved of 20American Heritage National Bank: 95% approved of 41Union Home Mortgage Corp.: 95% approved of 21Newrez LLC: 95% approved of 43Prosperity Home Mortgage, LLC: 96% approved of 68Gate City Bank: 96% approved of 25Servion, Inc.: 96% approved of 51Bremer Bank, National Association: 96% approved of 81Ark-La-Tex Financial Services, LLC.: 96% approved of 54Luminate Home Loans, Inc.: 97% approved of 36St. Cloud Financial: 97% approved of 146Bell Bank: 97% approved of 111Loandepot.Com, LLC: 98% approved of 40Homeowners Financial Group USA, LLC: 98% approved of 422New American Funding, LLC: 98% approved of 135Fairway Independent Mortgage Corporation: 98% approved of 190Magnifi Financial Credit Union: 98% approved of 527Deerwood Bank: 99% approved of 91Liberty Bank Minnesota: 99% approved of 230Crosscountry Mortgage, LLC: 100% approved of 98BankVista: 100% approved of 57Minnesota National Bank: 100% approved of 44Old National Bank: 100% approved of 41Sentry Bank: 100% approved of 32Affinity Plus: 100% approved of 31The Huntington National Bank: 100% approved of 29Premier Lending, Inc.: 100% approved of 27American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 24Cortrust Mortgage, Inc.: 100% approved of 22Navy Federal Credit Union: 100% approved of 22Movement Mortgage, LLC: 100% approved of 21Cmg Mortgage, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Stearns County

LenderApprovalApprovedTaken upTypical loanLoans made
1Magnifi Financial Credit Union98%516 / 52793%$205K481
2Homeowners Financial Group USA, LLC98%412 / 422100%$185K411
3United Wholesale Mortgage, LLCBroker only93%228 / 245100%$255K228
4Liberty Bank Minnesota99%228 / 230100%$255K228
5Plaza Home Mortgage, Inc.93%205 / 22096%$245K197

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 233 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Stearns County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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