Lender profile · HMDA 2023–2025
Credit Union of Southern California mortgage approval rates & lending data
Credit Union of Southern California decided 1,441 mortgage applications and funded 790 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 133 / 136 | 99% | $615K | 132 |
| Cash-out refinance | 45% | 506 / 1,113 | 99% | $155K | 502 |
| Refinance | 89% | 42 / 47 | 100% | $675K | 42 |
| Investment property purchase | 98% | 52 / 53 | 100% | $845K | 52 |
| Investment cash-out refinance | 54% | 14 / 26 | 93% | $275K | 13 |
| Investment refinance | 78% | 49 / 63 | 100% | $1.33M | 49 |
Credit Union of Southern California lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 55% | $155K | 1,420 | 775 |
| Arizona | 76% | $55K | 21 | 15 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.