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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Riverside County, California

Fat Boy Data analyzed cash-out refinance activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 32,466 applications were decided by 469 lenders between 2023 and 2025.

Riverside County at a glance

469Active lenders131 with 20+ decisions
68.4%Market approval rate22,213 of 32,466 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up20,836 loans funded

How Riverside County compares

Approval rate compared
Riverside County68.4%California70.1%All 616 counties68.2%
Typical loan compared
Riverside County$205KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Riverside County, CA, 4,162 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 119.

The typical cash-out refinance here is $205K, 16% smaller than the California typical of $245K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 13% approved of 267Lakeview Loan Servicing, LLC: 21% approved of 392New Day Financial, LLC: 23% approved of 365Amerisave Mortgage Corporation: 23% approved of 1,503Network Capital Funding Corporation: 24% approved of 238American Financing Corporation: 27% approved of 125Carrington Mortgage Services, LLC: 30% approved of 972Credit Union of Southern California: 34% approved of 116Newrez LLC: 42% approved of 1,084Wells Fargo Bank, National Association: 46% approved of 344Spring Eq, LLC: 48% approved of 416Mutual of Omaha Mortgage, Inc.: 49% approved of 149Village Capital & Investment LLC: 49% approved of 206Kind Lending, LLC: 56% approved of 141U.S. Bank National Association: 56% approved of 281Hometown Equity Mortgage, LLC: 59% approved of 187Quorum Federal Credit Union: 61% approved of 205Planet Home Lending, LLC: 63% approved of 78Navy Federal Credit Union: 63% approved of 622Change Lending, LLC: 64% approved of 131Orange County's Federal Credit Union: 65% approved of 534Plaza Home Mortgage, Inc.: 66% approved of 136Flagstar Bank, National Association: 66% approved of 528New American Funding, LLC: 67% approved of 509Freedom Mortgage Corporation: 67% approved of 641Loandepot.Com, LLC: 67% approved of 861Advantagefirst Lending Inc.: 68% approved of 105Frontwave Credit Union: 68% approved of 170Pennymac Loan Services, LLC: 69% approved of 675Guaranteed Rate, Inc.: 73% approved of 119The Federal Savings Bank: 74% approved of 132GoodLeap, LLC: 75% approved of 396Sun West Mortgage Company, Inc.: 76% approved of 339Nationstar Mortgage LLC: 76% approved of 463Vista Point Mortgage, LLC: 76% approved of 96American Financial Network, Inc.: 77% approved of 77United Wholesale Mortgage, LLC: 78% approved of 4,080Firefighters First Federal Credit Union: 80% approved of 148Rocket Mortgage, LLC: 80% approved of 5,324Nations Direct Mortgage, LLC: 82% approved of 92JPMorgan Chase Bank, National Association: 82% approved of 314Home Mortgage Alliance Corporation (Hmac): 84% approved of 164Guild Mortgage Company LLC: 84% approved of 185Altura: 86% approved of 141Equity Prime Mortgage LLC: 87% approved of 150Ocmbc, Inc.: 87% approved of 487Schoolsfirst: 87% approved of 1,547Amwest Funding Corp.: 88% approved of 226Paramount Residential Mortgage Group, Inc.: 88% approved of 91Movement Mortgage, LLC: 89% approved of 93California Coast Credit Union: 90% approved of 306Kinecta: 90% approved of 132Crosscountry Mortgage, LLC: 91% approved of 172Nexera Holding LLC: 91% approved of 80Flexpoint, Inc.: 95% approved of 74ML Mortgage Corp.: 95% approved of 98Royal Pacific Funding Corp.: 96% approved of 114Franklin Loan Corporation: 97% approved of 235Coastal Community Bank: 97% approved of 157Val-Chris Investments, Inc.: 100% approved of 119

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%4,260 / 5,32498%$145K4,162
2United Wholesale Mortgage, LLCBroker only78%3,187 / 4,08097%$255K3,086
3Schoolsfirst87%1,350 / 1,54799%$145K1,331
4Amerisave Mortgage Corporation23%347 / 1,50397%$105K337
5Newrez LLC42%458 / 1,08498%$115K447

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 464 more lenders.

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