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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Riverside County, California

Fat Boy Data analyzed cash-out refinance activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 32,466 applications were decided by 469 lenders between 2023 and 2025.

Riverside County at a glance

469Active lenders131 with 20+ decisions
68.4%Market approval rate22,213 of 32,466 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up20,836 loans funded

How Riverside County compares

Approval rate compared
Riverside County68.4%California70.1%All 616 counties68.2%
Typical loan compared
Riverside County$205KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Riverside County, CA, 4,162 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 119.

The typical cash-out refinance here is $205K, 16% smaller than the California typical of $245K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 267One lender: 21% approved of 392One lender: 23% approved of 365Amerisave Mortgage Corporation: 23% approved of 1,503One lender: 24% approved of 238One lender: 27% approved of 125One lender: 30% approved of 972One lender: 34% approved of 116Newrez LLC: 42% approved of 1,084One lender: 46% approved of 344One lender: 48% approved of 416One lender: 49% approved of 149One lender: 49% approved of 206One lender: 56% approved of 141One lender: 56% approved of 281One lender: 59% approved of 187One lender: 61% approved of 205One lender: 63% approved of 78One lender: 63% approved of 622One lender: 64% approved of 131One lender: 65% approved of 534One lender: 66% approved of 136One lender: 66% approved of 528One lender: 67% approved of 509One lender: 67% approved of 641One lender: 67% approved of 861One lender: 68% approved of 105One lender: 68% approved of 170One lender: 69% approved of 675One lender: 73% approved of 119One lender: 74% approved of 132One lender: 75% approved of 396One lender: 76% approved of 339One lender: 76% approved of 463One lender: 76% approved of 96One lender: 77% approved of 77United Wholesale Mortgage, LLC: 78% approved of 4,080One lender: 80% approved of 148Rocket Mortgage, LLC: 80% approved of 5,324One lender: 82% approved of 92One lender: 82% approved of 314One lender: 84% approved of 164One lender: 84% approved of 185One lender: 86% approved of 141One lender: 87% approved of 150One lender: 87% approved of 487Schoolsfirst: 87% approved of 1,547One lender: 88% approved of 226One lender: 88% approved of 91One lender: 89% approved of 93One lender: 90% approved of 306One lender: 90% approved of 132One lender: 91% approved of 172One lender: 91% approved of 80One lender: 95% approved of 74One lender: 95% approved of 98One lender: 96% approved of 114One lender: 97% approved of 235One lender: 97% approved of 157One lender: 100% approved of 119

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%4,260 / 5,32498%$145K4,162
2United Wholesale Mortgage, LLCBroker only78%3,187 / 4,08097%$255K3,086
3Schoolsfirst87%1,350 / 1,54799%$145K1,331
4Amerisave Mortgage Corporation23%347 / 1,50397%$105K337
5Newrez LLC42%458 / 1,08498%$115K447

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 464 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Riverside County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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