Dade County Federal Credit Union mortgage approval rate & lending review
Dade County Federal Credit Union decided 649 mortgage applications and funded 454 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dade County Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dade County Federal Credit Union at a glance
Approval is 1.7 points above the 68.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 80 / 87 | 100% | $275K | 80 |
| Home improvement loans | 59% | 190 / 322 | 100% | $95K | 190 |
| Cash-out refinance | 77% | 177 / 229 | 100% | $155K | 177 |
Dade County Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 70% | $155K | 648 | 454 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dade County Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Home improvement loans | 59% | 266 | 156 |
| Miami-Dade County, FL | Cash-out refinance | 80% | 190 | 152 |
| Broward County, FL | Home improvement loans | 67% | 45 | 30 |
The county markets where Dade County Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Dade County Federal Credit Union
What is Dade County Federal Credit Union's mortgage approval rate?
Dade County Federal Credit Union approved 70.0% of the 649 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.7 points above the 68.3% national rate for the same mix of loan types.
How often do borrowers take the loan Dade County Federal Credit Union offers?
Borrowers accepted 100% of the loans Dade County Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dade County Federal Credit Union make?
The typical home improvement loan loan Dade County Federal Credit Union made was $95K; across all loan types its typical loan ran from $95K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dade County Federal Credit Union lend?
Dade County Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Florida and Wisconsin.
Can I apply to Dade County Federal Credit Union directly?
Yes. Dade County Federal Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dade County Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dade County Federal Credit Union treats applications, then get a rate quote from the lender.