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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Miami-Dade County, Florida

Fat Boy Data analyzed cash-out refinance activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,292 applications were decided by 416 lenders between 2023 and 2025.

Miami-Dade County at a glance

416Active lenders107 with 20+ decisions
59.6%Market approval rate13,879 of 23,292 decided
$275KTypical loanmedian lender, $10K brackets
93%Borrower take-up12,900 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County59.6%Florida62.2%All 616 counties68.2%
Typical loan compared
Miami-Dade County$275KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Miami-Dade County, FL, 2,439 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 195.

The typical cash-out refinance here is $275K, 41% larger than the Florida typical of $195K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 131One lender: 13% approved of 310Amerisave Mortgage Corporation: 17% approved of 1,020One lender: 19% approved of 89Newrez LLC: 27% approved of 1,388One lender: 28% approved of 479One lender: 28% approved of 312One lender: 29% approved of 139One lender: 30% approved of 128One lender: 37% approved of 99One lender: 39% approved of 187One lender: 42% approved of 156One lender: 43% approved of 167One lender: 44% approved of 73One lender: 44% approved of 109One lender: 45% approved of 214One lender: 46% approved of 163One lender: 47% approved of 58One lender: 51% approved of 61One lender: 51% approved of 59One lender: 51% approved of 645One lender: 53% approved of 552One lender: 53% approved of 134One lender: 54% approved of 114One lender: 58% approved of 607One lender: 58% approved of 328One lender: 58% approved of 91One lender: 59% approved of 76One lender: 60% approved of 139One lender: 61% approved of 335One lender: 63% approved of 445Space Coast Credit Union: 63% approved of 979One lender: 64% approved of 353One lender: 64% approved of 70One lender: 64% approved of 70One lender: 64% approved of 115One lender: 66% approved of 67One lender: 66% approved of 157United Wholesale Mortgage, LLC: 69% approved of 2,971One lender: 69% approved of 135One lender: 69% approved of 403One lender: 70% approved of 115One lender: 72% approved of 144Rocket Mortgage, LLC: 73% approved of 3,448One lender: 74% approved of 304One lender: 75% approved of 83One lender: 78% approved of 58One lender: 78% approved of 67One lender: 79% approved of 289One lender: 79% approved of 77One lender: 80% approved of 190One lender: 81% approved of 74One lender: 81% approved of 558One lender: 83% approved of 65One lender: 84% approved of 164One lender: 88% approved of 75One lender: 93% approved of 195One lender: 94% approved of 70One lender: 96% approved of 176One lender: 96% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%2,517 / 3,44897%$205K2,439
2United Wholesale Mortgage, LLCBroker only69%2,043 / 2,97197%$295K1,986
3Newrez LLC27%377 / 1,38899%$185K372
4Amerisave Mortgage Corporation17%169 / 1,02098%$175K166
5Space Coast Credit Union63%621 / 97987%$155K543

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 411 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Miami-Dade County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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