Del Norte Credit Union mortgage approval rate & lending review
Del Norte Credit Union decided 540 mortgage applications and funded 427 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Del Norte Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Del Norte Credit Union at a glance
Approval is 7.1 points above the 73.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 147 / 176 | 97% | $375K | 142 |
| Home improvement loans | 86% | 143 / 166 | 99% | $75K | 142 |
| Cash-out refinance | 72% | 98 / 137 | 96% | $105K | 94 |
| Refinance | 79% | 31 / 39 | 100% | $355K | 31 |
Del Norte Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 81% | $105K | 540 | 427 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Del Norte Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Santa Fe County, NM | Mortgage lenders | 86% | 136 | 112 |
| Santa Fe County, NM | Home improvement loans | 89% | 126 | 111 |
| Santa Fe County, NM | Cash-out refinance | 76% | 102 | 74 |
| Santa Fe County, NM | Refinance | 80% | 30 | 24 |
| Sandoval County, NM | Home improvement loans | 76% | 21 | 16 |
The county markets where Del Norte Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Del Norte Credit Union
What is Del Norte Credit Union's mortgage approval rate?
Del Norte Credit Union approved 80.9% of the 540 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.1 points above the 73.8% national rate for the same mix of loan types.
How often do borrowers take the loan Del Norte Credit Union offers?
Borrowers accepted 98% of the loans Del Norte Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Del Norte Credit Union make?
The typical home purchase mortgage loan Del Norte Credit Union made was $375K; across all loan types its typical loan ran from $75K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Del Norte Credit Union lend?
Del Norte Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in New Mexico.
Can I apply to Del Norte Credit Union directly?
Yes. Del Norte Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Del Norte Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Del Norte Credit Union treats applications, then get a rate quote from the lender.