Nusenda mortgage approval rate & lending review
Nusenda decided 4,657 mortgage applications and funded 3,786 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nusenda reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Nusenda at a glance
Approval is 10.5 points above the 73.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,036 / 1,113 | 99% | $275K | 1,021 |
| Home improvement loans | 79% | 1,500 / 1,899 | 95% | $55K | 1,432 |
| Cash-out refinance | 78% | 116 / 148 | 97% | $215K | 113 |
| Refinance | 84% | 1,108 / 1,326 | 96% | $75K | 1,068 |
| Investment property purchase | 94% | 117 / 125 | 100% | $225K | 117 |
| Investment cash-out refinance | 78% | 21 / 27 | 100% | $175K | 21 |
Nusenda lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 85% | $75K | 4,609 | 3,775 |
| Texas | 39% | $325K | 33 | 11 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nusenda lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bernalillo County, NM | Home improvement loans | 80% | 1,287 | 995 |
| Bernalillo County, NM | Refinance | 84% | 977 | 795 |
| Bernalillo County, NM | Mortgage lenders | 94% | 775 | 718 |
| Sandoval County, NM | Home improvement loans | 82% | 323 | 249 |
| Sandoval County, NM | Refinance | 82% | 217 | 172 |
| Santa Fe County, NM | Home improvement loans | 78% | 180 | 132 |
| Santa Fe County, NM | Mortgage lenders | 94% | 136 | 127 |
| Sandoval County, NM | Mortgage lenders | 91% | 119 | 107 |
| Bernalillo County, NM | Cash-out refinance | 78% | 115 | 88 |
| Bernalillo County, NM | Investment property purchase | 92% | 80 | 74 |
| Santa Fe County, NM | Refinance | 84% | 86 | 68 |
| Doña Ana County, NM | Mortgage lenders | 83% | 72 | 60 |
The county markets where Nusenda made the most loans. Each link opens that market with every lender ranked.
Questions about Nusenda
What is Nusenda's mortgage approval rate?
Nusenda approved 84.0% of the 4,657 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 73.5% national rate for the same mix of loan types.
How often do borrowers take the loan Nusenda offers?
Borrowers accepted 97% of the loans Nusenda approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nusenda make?
The typical home improvement loan loan Nusenda made was $55K; across all loan types its typical loan ran from $55K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nusenda lend?
Nusenda decided applications in 11 of the states Fat Boy Data covers, most of them in New Mexico, Texas and Colorado.
Can I apply to Nusenda directly?
Yes. Nusenda is a bank or credit union with 32 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Nusenda's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nusenda treats applications, then get a rate quote from the lender.