Lender profile · HMDA 2023–2025
Sandia Area mortgage approval rates & lending data
Sandia Area decided 1,100 mortgage applications and funded 814 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 89 / 117 | 92% | $285K | 82 |
| Home improvement loans | 75% | 418 / 558 | 99% | $55K | 413 |
| Cash-out refinance | 66% | 23 / 35 | 96% | $185K | 22 |
| Refinance | 81% | 251 / 308 | 100% | $75K | 250 |
| Investment home improvement | 47% | 22 / 47 | 100% | $45K | 22 |
Sandia Area lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 76% | $55K | 1,089 | 808 |
| Texas | 67% | $405K | 3 | 2 |
| Colorado | 0% | — | 2 | 0 |
| California | 100% | $1.21M | 1 | 1 |
| Florida | 0% | — | 1 | 0 |
| Georgia | 100% | $355K | 1 | 1 |
| Indiana | 100% | $395K | 1 | 1 |
| Massachusetts | 0% | — | 1 | 0 |
| Oklahoma | 100% | $105K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.