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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed home improvement loan activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,131 applications were decided by 67 lenders between 2023 and 2025.

Santa Fe County at a glance

67Active lenders14 with 20+ decisions
68.6%Market approval rate776 of 1,131 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up727 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County68.6%New Mexico66.6%All 616 counties62.7%
Typical loan compared
Santa Fe County$75KNew Mexico$55KAll 616 counties$75K

What the data shows

Nusenda made the most home improvement loans in Santa Fe County, NM, 132 of them.

State Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 81.

The typical home improvement loan here is $75K, 36% larger than the New Mexico typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 31One lender: 38% approved of 32U.S. Bank National Association: 43% approved of 61Bank of America, National Association: 48% approved of 106One lender: 60% approved of 58One lender: 62% approved of 29One lender: 64% approved of 28One lender: 67% approved of 48One lender: 67% approved of 49One lender: 77% approved of 53Nusenda: 78% approved of 180One lender: 79% approved of 43Del Norte Credit Union: 89% approved of 126State Employees Credit Union: 96% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda78%141 / 18094%$75K132
2Del Norte Credit Union89%112 / 12699%$75K111
3Bank of America, National Association48%51 / 10696%$105K49
4State Employees Credit Union96%78 / 8190%$75K70
5U.S. Bank National Association43%26 / 61100%$75K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 62 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Santa Fe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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