Diamond Residential Mortgage Corporation mortgage approval rate & lending review
Diamond Residential Mortgage Corporation decided 3,707 mortgage applications and funded 3,292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Diamond Residential Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to diamondresidentialmortgage.com.
Diamond Residential Mortgage Corporation at a glance
Approval is 10.0 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,986 / 3,093 | 93% | $235K | 2,787 |
| Cash-out refinance | 90% | 163 / 181 | 93% | $225K | 151 |
| Refinance | 93% | 188 / 202 | 86% | $265K | 162 |
| Investment property purchase | 96% | 176 / 184 | 89% | $155K | 156 |
| Investment cash-out refinance | 86% | 31 / 36 | 84% | $155K | 26 |
Diamond Residential Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 97% | $215K | 1,581 | 1,433 |
| Illinois | 95% | $245K | 764 | 676 |
| Wisconsin | 93% | $235K | 507 | 432 |
| Georgia | 97% | $225K | 286 | 260 |
| Michigan | 94% | $245K | 127 | 112 |
| Ohio | 99% | $195K | 101 | 86 |
| Florida | 94% | $325K | 95 | 83 |
| Washington | 91% | $365K | 64 | 54 |
| Colorado | 100% | $395K | 60 | 59 |
| Texas | 94% | $175K | 53 | 46 |
| California | 89% | $425K | 28 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Diamond Residential Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Porter County, IN | Mortgage lenders | 99% | 458 | 429 |
| Lake County, IN | Mortgage lenders | 97% | 414 | 382 |
| Lake County, IL | Mortgage lenders | 96% | 281 | 257 |
| Allen County, IN | Mortgage lenders | 99% | 273 | 244 |
| LaPorte County, IN | Mortgage lenders | 100% | 104 | 100 |
| Walworth County, WI | Mortgage lenders | 93% | 107 | 89 |
| Milwaukee County, WI | Mortgage lenders | 90% | 100 | 83 |
| Racine County, WI | Mortgage lenders | 90% | 91 | 75 |
| Sangamon County, IL | Mortgage lenders | 93% | 81 | 73 |
| Kenosha County, WI | Mortgage lenders | 98% | 80 | 71 |
| Clayton County, GA | Mortgage lenders | 98% | 58 | 55 |
| Lake County, IN | Investment property purchase | 96% | 50 | 41 |
The county markets where Diamond Residential Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Diamond Residential Mortgage Corporation
What is Diamond Residential Mortgage Corporation's mortgage approval rate?
Diamond Residential Mortgage Corporation approved 95.9% of the 3,707 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.0 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Diamond Residential Mortgage Corporation offers?
Borrowers accepted 93% of the loans Diamond Residential Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Diamond Residential Mortgage Corporation make?
The typical home purchase mortgage loan Diamond Residential Mortgage Corporation made was $235K; across all loan types its typical loan ran from $155K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Diamond Residential Mortgage Corporation lend?
Diamond Residential Mortgage Corporation decided applications in 20 of the states Fat Boy Data covers, most of them in Indiana, Illinois and Wisconsin.
Can I apply to Diamond Residential Mortgage Corporation directly?
Yes. Diamond Residential Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is diamondresidentialmortgage.com.
Does this page show Diamond Residential Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Diamond Residential Mortgage Corporation treats applications, then get a rate quote from the lender.