Dignified Home Loans, LLC mortgage approval rate & lending review
Dignified Home Loans, LLC decided 1,582 mortgage applications and funded 1,423 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dignified Home Loans, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dignified Home Loans, LLC at a glance
Approval is 12.8 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,229 / 1,253 | 92% | $395K | 1,132 |
| Cash-out refinance | 98% | 107 / 109 | 87% | $245K | 93 |
| Refinance | 98% | 64 / 65 | 88% | $365K | 56 |
| Investment property purchase | 98% | 98 / 100 | 91% | $295K | 89 |
| Investment cash-out refinance | 100% | 35 / 35 | 94% | $195K | 33 |
Dignified Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $405K | 1,454 | 1,314 |
| Ohio | 93% | $185K | 43 | 36 |
| Washington | 100% | $605K | 30 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dignified Home Loans, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kern County, CA | Mortgage lenders | 100% | 500 | 472 |
| Ventura County, CA | Mortgage lenders | 97% | 215 | 194 |
| San Luis Obispo County, CA | Mortgage lenders | 96% | 76 | 67 |
| Kern County, CA | Cash-out refinance | 100% | 40 | 34 |
| Kern County, CA | Investment property purchase | 97% | 36 | 33 |
| Kern County, CA | Investment cash-out refinance | 100% | 26 | 25 |
The county markets where Dignified Home Loans, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Dignified Home Loans, LLC
What is Dignified Home Loans, LLC's mortgage approval rate?
Dignified Home Loans, LLC approved 98.2% of the 1,582 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.8 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Dignified Home Loans, LLC offers?
Borrowers accepted 92% of the loans Dignified Home Loans, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dignified Home Loans, LLC make?
The typical home purchase mortgage loan Dignified Home Loans, LLC made was $395K; across all loan types its typical loan ran from $195K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dignified Home Loans, LLC lend?
Dignified Home Loans, LLC decided applications in 12 of the states Fat Boy Data covers, most of them in California, Ohio and Washington.
Can I apply to Dignified Home Loans, LLC directly?
Yes. Dignified Home Loans, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Dignified Home Loans, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dignified Home Loans, LLC treats applications, then get a rate quote from the lender.