Investment property cash-out lenders in Kern County, California
Fat Boy Data analyzed investment cash-out refinance activity in Kern County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,422 applications were decided by 181 lenders between 2023 and 2025.
Kern County at a glance
How Kern County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in Kern County, CA, 51 of them.
Royal Pacific Funding Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.
The typical investment cash-out refinance here is $205K, 52% smaller than the California typical of $425K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in Kern County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 81% | 158 / 194 | 99% | $185K | 156 |
| 2 | Ocmbc, Inc.Broker only | 90% | 101 / 112 | 85% | $205K | 86 |
| 3 | Rocket Mortgage, LLC | 83% | 52 / 63 | 98% | $185K | 51 |
| 4 | Homexpress Mortgage Corp.Broker only | 54% | 25 / 46 | 96% | $225K | 24 |
| 5 | Royal Pacific Funding Corp. | 100% | 45 / 45 | 71% | $225K | 32 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 176 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment cash-out refinance lenders in Kern County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.