Dragas Mortgage Company mortgage approval rate & lending review
Dragas Mortgage Company decided 278 mortgage applications and funded 263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dragas Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to dragasmortgage.com.
Dragas Mortgage Company at a glance
Approval is 7.0 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 252 / 266 | 100% | $305K | 252 |
Dragas Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 95% | $305K | 278 | 263 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dragas Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Virginia Beach city, VA | Mortgage lenders | 95% | 147 | 139 |
| Chesapeake city, VA | Mortgage lenders | 96% | 117 | 112 |
The county markets where Dragas Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Dragas Mortgage Company
What is Dragas Mortgage Company's mortgage approval rate?
Dragas Mortgage Company approved 94.6% of the 278 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.0 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Dragas Mortgage Company offers?
Borrowers accepted 100% of the loans Dragas Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dragas Mortgage Company make?
The typical home purchase mortgage loan Dragas Mortgage Company made was $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dragas Mortgage Company lend?
Dragas Mortgage Company decided applications in 1 of the states Fat Boy Data covers, most of them in Virginia.
Can I apply to Dragas Mortgage Company directly?
Yes. Dragas Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is dragasmortgage.com.
Does this page show Dragas Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dragas Mortgage Company treats applications, then get a rate quote from the lender.