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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Virginia Beach city, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Virginia Beach city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,757 applications were decided by 381 lenders between 2023 and 2025.

Virginia Beach city at a glance

381Active lenders87 with 20+ decisions
93.6%Market approval rate14,745 of 15,757 decided
$345KTypical loanmedian lender, $10K brackets
98%Borrower take-up14,482 loans funded

How Virginia Beach city compares

Approval rate compared
Virginia Beach city93.6%Virginia92.1%All 616 counties87.6%
Typical loan compared
Virginia Beach city$345KVirginia$415KAll 616 counties$335K

What the data shows

Atlantic Bay Mortgage Group, L.L.C. made the most home purchase mortgages in Virginia Beach city, VA, 1,176 of them.

T2 Financial LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

The typical home purchase mortgage here is $345K, 17% smaller than the Virginia typical of $415K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 15% approved of 86USAA Federal Savings Bank: 61% approved of 71Pentagon Federal Credit Union: 79% approved of 38Wells Fargo Bank, National Association: 79% approved of 130Bank of America, National Association: 81% approved of 148Langley Federal Credit Union: 85% approved of 48Truist Bank: 86% approved of 134Fulton Bank, National Association: 87% approved of 60Dollar Bank, Federal Savings Bank: 89% approved of 45Rocket Mortgage, LLC: 89% approved of 500Navy Federal Credit Union: 90% approved of 797LoanUnited.com, LLC: 91% approved of 75U.S. Bank National Association: 91% approved of 54JPMorgan Chase Bank, National Association: 91% approved of 89Pennymac Loan Services, LLC: 91% approved of 159Loandepot.Com, LLC: 91% approved of 47Cardinal Financial Company, Limited Partnership: 92% approved of 88Moria Development, Inc.: 92% approved of 65New American Funding, LLC: 93% approved of 94Caliber Home Loans, Inc.: 93% approved of 56United Wholesale Mortgage, LLC: 93% approved of 948Freedom Mortgage Corporation: 94% approved of 354First Community Mortgage, Inc.: 94% approved of 180Fairway Independent Mortgage Corporation: 95% approved of 128Dragas Mortgage Company: 95% approved of 147Guaranteed Rate, Inc.: 95% approved of 76Southern Trust Mortgage, LLC: 95% approved of 810American Financial Network, Inc.: 95% approved of 116Mutual of Omaha Mortgage, Inc.: 95% approved of 40Mortgage Research Center, LLC: 95% approved of 1,110Calcon Mutual Mortgage LLC: 96% approved of 99TowneBank: 96% approved of 325Presidential Bank, FSB: 96% approved of 212Movement Mortgage, LLC: 96% approved of 632Primelending, A Plainscapital Company: 97% approved of 60Newrez LLC: 97% approved of 195Tidewater Mortgage Services, Inc.: 97% approved of 424Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 97% approved of 70Alcova Mortgage LLC: 97% approved of 110Advance Financial Group, LLC: 97% approved of 423Prosperity Home Mortgage, LLC: 98% approved of 204American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 1,056Homespire Mortgage Corporation: 98% approved of 43Ameris Bank: 98% approved of 46Emm Loans LLC: 98% approved of 100Crosscountry Mortgage, LLC: 98% approved of 268C & F Mortgage Corporation: 98% approved of 115Atlantic Bay Mortgage Group, L.L.C.: 98% approved of 1,201Towne Mortgage, LLC: 98% approved of 310Guild Mortgage Company LLC: 99% approved of 68Plains Commerce Bank: 99% approved of 69Atlantic Coast Mortgage, LLC: 99% approved of 352Capital Center, L.L.C.: 99% approved of 71Cmg Mortgage, Inc.: 99% approved of 234Archer Mortgage, LLC: 99% approved of 89CBM Mortgage, Inc.: 99% approved of 103Tidewater Home Funding, LLC: 99% approved of 117T2 Financial LLC: 100% approved of 70Armed Forces Bank, National Association: 100% approved of 51Union Home Mortgage Corp.: 100% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Virginia Beach city

LenderApprovalApprovedTaken upTypical loanLoans made
1Atlantic Bay Mortgage Group, L.L.C.98%1,181 / 1,201100%$335K1,176
2Mortgage Research Center, LLC95%1,056 / 1,110100%$355K1,053
3American Neighborhood Mortgage Acceptance Company LLC98%1,031 / 1,05699%$335K1,023
4United Wholesale Mortgage, LLCBroker only93%881 / 94899%$345K875
5Southern Trust Mortgage, LLC95%768 / 81099%$335K763

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 376 more lenders.

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