Lender profile · HMDA 2023–2025
Draper and Kramer Mortgage Corp. mortgage approval rates & lending data
Draper and Kramer Mortgage Corp. decided 5,828 mortgage applications and funded 5,077 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,671 / 4,846 | 91% | $325K | 4,262 |
| Cash-out refinance | 90% | 201 / 223 | 86% | $275K | 173 |
| Refinance | 92% | 89 / 97 | 73% | $305K | 65 |
| Investment property purchase | 97% | 556 / 571 | 91% | $195K | 508 |
| Investment cash-out refinance | 97% | 64 / 66 | 80% | $185K | 51 |
Draper and Kramer Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $305K | 1,220 | 1,073 |
| Ohio | 95% | $175K | 516 | 447 |
| Maryland | 97% | $455K | 501 | 432 |
| Texas | 94% | $305K | 411 | 355 |
| California | 95% | $565K | 355 | 292 |
| Massachusetts | 93% | $475K | 337 | 287 |
| Colorado | 99% | $415K | 303 | 270 |
| Virginia | 98% | $555K | 266 | 239 |
| Florida | 96% | $305K | 252 | 223 |
| Louisiana | 97% | $225K | 243 | 211 |
| New Jersey | 95% | $305K | 240 | 200 |
| Pennsylvania | 96% | $345K | 216 | 191 |
| District of Columbia | 99% | $505K | 121 | 109 |
| Minnesota | 95% | $325K | 112 | 103 |
| Indiana | 97% | $215K | 108 | 96 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.