Draper and Kramer Mortgage Corp. mortgage approval rate & lending review
Draper and Kramer Mortgage Corp. decided 5,828 mortgage applications and funded 5,077 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Draper and Kramer Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Draper and Kramer Mortgage Corp. at a glance
Approval is 9.7 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,671 / 4,846 | 91% | $325K | 4,262 |
| Cash-out refinance | 90% | 201 / 223 | 86% | $275K | 173 |
| Refinance | 92% | 89 / 97 | 73% | $305K | 65 |
| Investment property purchase | 97% | 556 / 571 | 91% | $195K | 508 |
| Investment cash-out refinance | 97% | 64 / 66 | 80% | $185K | 51 |
Draper and Kramer Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $305K | 1,220 | 1,073 |
| Ohio | 95% | $175K | 516 | 447 |
| Maryland | 97% | $455K | 501 | 432 |
| Texas | 94% | $305K | 411 | 355 |
| California | 95% | $565K | 355 | 292 |
| Massachusetts | 93% | $475K | 337 | 287 |
| Colorado | 99% | $415K | 303 | 270 |
| Virginia | 98% | $555K | 266 | 239 |
| Florida | 96% | $305K | 252 | 223 |
| Louisiana | 97% | $225K | 243 | 211 |
| New Jersey | 95% | $305K | 240 | 200 |
| Pennsylvania | 96% | $345K | 216 | 191 |
| District of Columbia | 99% | $505K | 121 | 109 |
| Minnesota | 95% | $325K | 112 | 103 |
| Indiana | 97% | $215K | 108 | 96 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Draper and Kramer Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 97% | 522 | 458 |
| Cuyahoga County, OH | Mortgage lenders | 97% | 155 | 140 |
| DuPage County, IL | Mortgage lenders | 96% | 145 | 131 |
| Montgomery County, MD | Mortgage lenders | 100% | 132 | 118 |
| Fairfax County, VA | Mortgage lenders | 97% | 117 | 105 |
| Prince George's County, MD | Mortgage lenders | 94% | 126 | 101 |
| Lake County, IL | Mortgage lenders | 98% | 98 | 90 |
| Summit County, OH | Mortgage lenders | 97% | 88 | 79 |
| Frederick County, MD | Mortgage lenders | 99% | 71 | 66 |
| Kane County, IL | Mortgage lenders | 97% | 69 | 64 |
| Cameron County, TX | Mortgage lenders | 90% | 81 | 64 |
| St. Tammany Parish, LA | Mortgage lenders | 98% | 62 | 57 |
The county markets where Draper and Kramer Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Draper and Kramer Mortgage Corp.
What is Draper and Kramer Mortgage Corp.'s mortgage approval rate?
Draper and Kramer Mortgage Corp. approved 96.2% of the 5,828 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan Draper and Kramer Mortgage Corp. offers?
Borrowers accepted 91% of the loans Draper and Kramer Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Draper and Kramer Mortgage Corp. make?
The typical home purchase mortgage loan Draper and Kramer Mortgage Corp. made was $325K; across all loan types its typical loan ran from $185K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Draper and Kramer Mortgage Corp. lend?
Draper and Kramer Mortgage Corp. decided applications in 46 of the states Fat Boy Data covers, most of them in Illinois, Ohio and Maryland.
Can I apply to Draper and Kramer Mortgage Corp. directly?
Yes. Draper and Kramer Mortgage Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Draper and Kramer Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Draper and Kramer Mortgage Corp. treats applications, then get a rate quote from the lender.