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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cook County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Cook County, Illinois, home to Chicago, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 147,922 applications were decided by 768 lenders between 2023 and 2025.

Cook County at a glance

768Active lenders288 with 20+ decisions
87.2%Market approval rate128,946 of 147,922 decided
$285KTypical loanmedian lender, $10K brackets
97%Borrower take-up125,049 loans funded

How Cook County compares

Approval rate compared
Cook County87.2%Illinois89.1%All 616 counties87.6%
Typical loan compared
Cook County$285KIllinois$285KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Cook County, IL, 12,102 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 2,185.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 591One lender: 37% approved of 742Neighborhood Loans, Inc.: 68% approved of 6,160One lender: 69% approved of 675One lender: 70% approved of 626One lender: 72% approved of 544One lender: 72% approved of 792One lender: 76% approved of 1,238One lender: 77% approved of 2,801One lender: 78% approved of 1,006One lender: 78% approved of 1,075One lender: 79% approved of 844One lender: 80% approved of 2,064One lender: 82% approved of 1,038One lender: 83% approved of 4,892One lender: 84% approved of 505One lender: 84% approved of 1,772One lender: 84% approved of 2,141One lender: 84% approved of 1,094One lender: 84% approved of 1,392One lender: 85% approved of 589One lender: 86% approved of 749One lender: 86% approved of 1,920One lender: 86% approved of 701One lender: 87% approved of 3,906One lender: 87% approved of 4,815United Wholesale Mortgage, LLC: 88% approved of 9,239One lender: 88% approved of 498One lender: 89% approved of 1,879JPMorgan Chase Bank, National Association: 89% approved of 9,494One lender: 89% approved of 744One lender: 89% approved of 1,281One lender: 90% approved of 1,785One lender: 91% approved of 1,614One lender: 92% approved of 739One lender: 92% approved of 507One lender: 92% approved of 2,327One lender: 92% approved of 3,327One lender: 92% approved of 5,135One lender: 92% approved of 677One lender: 92% approved of 613One lender: 93% approved of 595One lender: 93% approved of 1,062One lender: 93% approved of 636One lender: 94% approved of 455One lender: 94% approved of 2,019One lender: 94% approved of 495Guaranteed Rate, Inc.: 94% approved of 12,986One lender: 94% approved of 544One lender: 95% approved of 769One lender: 95% approved of 1,273One lender: 96% approved of 1,148Crosscountry Mortgage, LLC: 96% approved of 5,962One lender: 97% approved of 1,080One lender: 97% approved of 522One lender: 97% approved of 1,881One lender: 97% approved of 451One lender: 98% approved of 571One lender: 99% approved of 553One lender: 100% approved of 2,185

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.94%12,260 / 12,98699%$305K12,102
2JPMorgan Chase Bank, National Association89%8,421 / 9,49498%$295K8,250
3United Wholesale Mortgage, LLCBroker only88%8,130 / 9,23998%$285K8,001
4Neighborhood Loans, Inc.68%4,175 / 6,16098%$205K4,097
5Crosscountry Mortgage, LLC96%5,740 / 5,96299%$315K5,664

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 763 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Cook County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Cook County

Fairway Independent Mortgage CorporationRocket Mortgage, LLCLoandepot.Com, LLCThe Huntington National BankBarrington Bank & Trust Company, National AssociationBank of America, National AssociationAmerican Pacific Mortgage CorporationA & N Mortgage Services, Inc.GREENSTATE Credit UnionU.S. Bank National AssociationKey Mortgage Services, Inc.Guaranteed Rate Affinity, LLCProper Rate, LLCCitibank, National AssociationThe Federal Savings BankFifth Third Bank, National AssociationUnion Home Mortgage Corp.Mortgage Research Center, LLCGuild Mortgage Company LLCBay Equity LLCBMO Bank National AssociationTowne Mortgage CompanyNewrez LLCOriginpoint LLCAssociated Bank, National AssociationNew American Funding, LLCPennymac Loan Services, LLCOld National BankPNC Bank, National AssociationNavy Federal Credit Union

Other lending data for Cook County

Home improvement loans in Cook CountyCash-out refinance in Cook CountyRefinance in Cook CountyInvestment property purchase in Cook CountyInvestment cash-out refinance in Cook CountyInvestment refinance in Cook CountyInvestment home improvement in Cook County

Nearby markets

All lending in Cook CountyCounty overviewMortgage lenders across IllinoisStatewideDuPage CountyNearby countyKane CountyNearby countyLake CountyNearby countyMcHenry CountyNearby countyWill CountyNearby county