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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Montgomery County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Montgomery County, Maryland, home to Gaithersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 26,540 applications were decided by 496 lenders between 2023 and 2025.

Montgomery County at a glance

496Active lenders152 with 20+ decisions
91.9%Market approval rate24,395 of 26,540 decided
$505KTypical loanmedian lender, $10K brackets
98%Borrower take-up23,852 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County91.9%Maryland89.2%All 616 counties87.6%
Typical loan compared
Montgomery County$505KMaryland$405KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Montgomery County, MD, 1,163 of them.

Draper and Kramer Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 132.

The typical home purchase mortgage here is $505K, 25% larger than the Maryland typical of $405K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 59% approved of 147One lender: 76% approved of 593One lender: 80% approved of 310One lender: 82% approved of 306One lender: 83% approved of 164One lender: 84% approved of 497One lender: 84% approved of 302One lender: 85% approved of 129One lender: 86% approved of 203One lender: 86% approved of 302One lender: 86% approved of 196One lender: 87% approved of 172One lender: 87% approved of 132One lender: 88% approved of 192One lender: 88% approved of 154One lender: 89% approved of 125One lender: 89% approved of 109United Wholesale Mortgage, LLC: 89% approved of 1,211One lender: 90% approved of 164Rocket Mortgage, LLC: 90% approved of 1,309One lender: 91% approved of 233One lender: 92% approved of 322One lender: 92% approved of 191One lender: 92% approved of 406Truist Bank: 93% approved of 1,090One lender: 93% approved of 319One lender: 93% approved of 198One lender: 94% approved of 109One lender: 94% approved of 638One lender: 94% approved of 163One lender: 94% approved of 151One lender: 94% approved of 179One lender: 94% approved of 453One lender: 94% approved of 109One lender: 95% approved of 228One lender: 95% approved of 264One lender: 96% approved of 204One lender: 96% approved of 162One lender: 96% approved of 508One lender: 96% approved of 167One lender: 96% approved of 140One lender: 96% approved of 169One lender: 96% approved of 283One lender: 96% approved of 114First Home Mortgage Corporation: 97% approved of 980Prosperity Home Mortgage, LLC: 97% approved of 997One lender: 97% approved of 182One lender: 97% approved of 449One lender: 97% approved of 302One lender: 97% approved of 545One lender: 98% approved of 286One lender: 98% approved of 625One lender: 98% approved of 339One lender: 98% approved of 174One lender: 98% approved of 239One lender: 98% approved of 317One lender: 98% approved of 383One lender: 99% approved of 351One lender: 99% approved of 656One lender: 100% approved of 132

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC90%1,175 / 1,30999%$465K1,163
2United Wholesale Mortgage, LLCBroker only89%1,079 / 1,21199%$465K1,066
3Truist Bank93%1,009 / 1,09099%$605K1,001
4Prosperity Home Mortgage, LLC97%964 / 997100%$515K961
5First Home Mortgage Corporation97%946 / 98099%$435K941

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 491 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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