Dundee Bank mortgage approval rate & lending review
Dundee Bank decided 688 mortgage applications and funded 635 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dundee Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dundee Bank at a glance
Approval is 10.9 points above the 84.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 351 / 365 | 100% | $305K | 351 |
| Cash-out refinance | 70% | 31 / 44 | 100% | $205K | 31 |
| Refinance | 94% | 45 / 48 | 100% | $235K | 45 |
| Investment property purchase | 99% | 136 / 137 | 94% | $175K | 128 |
| Investment refinance | 98% | 84 / 86 | 89% | $165K | 75 |
Dundee Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 95% | $305K | 673 | 621 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dundee Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Douglas County, NE | Mortgage lenders | 96% | 284 | 274 |
| Douglas County, NE | Investment property purchase | 100% | 119 | 111 |
| Sarpy County, NE | Mortgage lenders | 94% | 69 | 65 |
| Douglas County, NE | Investment refinance | 97% | 74 | 63 |
| Douglas County, NE | Refinance | 91% | 35 | 32 |
| Douglas County, NE | Cash-out refinance | 68% | 37 | 25 |
The county markets where Dundee Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Dundee Bank
What is Dundee Bank's mortgage approval rate?
Dundee Bank approved 94.9% of the 688 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 84.0% national rate for the same mix of loan types.
How often do borrowers take the loan Dundee Bank offers?
Borrowers accepted 97% of the loans Dundee Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dundee Bank make?
The typical home purchase mortgage loan Dundee Bank made was $305K; across all loan types its typical loan ran from $165K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dundee Bank lend?
Dundee Bank decided applications in 8 of the states Fat Boy Data covers, most of them in Nebraska, Florida and Iowa.
Can I apply to Dundee Bank directly?
Yes. Dundee Bank is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dundee Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dundee Bank treats applications, then get a rate quote from the lender.