East Coast Capital Corp. mortgage approval rate & lending review
East Coast Capital Corp. decided 3,888 mortgage applications and funded 3,633 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions East Coast Capital Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
East Coast Capital Corp. at a glance
Approval is 10.1 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 2,260 / 2,443 | 100% | $535K | 2,260 |
| Cash-out refinance | 97% | 535 / 551 | 99% | $395K | 532 |
| Refinance | 96% | 126 / 131 | 100% | $425K | 126 |
| Investment property purchase | 93% | 424 / 454 | 100% | $375K | 424 |
| Investment cash-out refinance | 94% | 249 / 266 | 100% | $405K | 249 |
| Investment refinance | 98% | 41 / 42 | 100% | $565K | 41 |
East Coast Capital Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $535K | 2,239 | 2,094 |
| New Jersey | 95% | $445K | 370 | 351 |
| Florida | 93% | $405K | 264 | 245 |
| Pennsylvania | 92% | $285K | 192 | 177 |
| Ohio | 97% | $265K | 173 | 168 |
| South Carolina | 97% | $355K | 157 | 153 |
| Connecticut | 91% | $385K | 94 | 86 |
| Maryland | 80% | $125K | 69 | 55 |
| North Carolina | 100% | $335K | 45 | 45 |
| Texas | 95% | $385K | 44 | 42 |
| Georgia | 90% | $235K | 41 | 37 |
| Illinois | 95% | $115K | 22 | 21 |
| Arizona | 86% | $375K | 21 | 18 |
| California | 95% | $425K | 21 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where East Coast Capital Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 94% | 636 | 595 |
| Nassau County, NY | Mortgage lenders | 93% | 365 | 341 |
| Queens County, NY | Mortgage lenders | 88% | 142 | 125 |
| Westchester County, NY | Mortgage lenders | 93% | 88 | 82 |
| Suffolk County, NY | Cash-out refinance | 98% | 81 | 79 |
| Beaufort County, SC | Investment property purchase | 95% | 64 | 61 |
| Kings County, NY | Mortgage lenders | 84% | 70 | 59 |
| Nassau County, NY | Cash-out refinance | 95% | 62 | 59 |
| Bronx County, NY | Mortgage lenders | 95% | 56 | 53 |
| Orange County, NY | Mortgage lenders | 91% | 56 | 51 |
| Suffolk County, NY | Investment property purchase | 93% | 54 | 50 |
| Beaufort County, SC | Mortgage lenders | 100% | 45 | 45 |
The county markets where East Coast Capital Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about East Coast Capital Corp.
What is East Coast Capital Corp.'s mortgage approval rate?
East Coast Capital Corp. approved 93.5% of the 3,888 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan East Coast Capital Corp. offers?
Borrowers accepted 100% of the loans East Coast Capital Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does East Coast Capital Corp. make?
The typical home purchase mortgage loan East Coast Capital Corp. made was $535K; across all loan types its typical loan ran from $375K to $565K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does East Coast Capital Corp. lend?
East Coast Capital Corp. decided applications in 34 of the states Fat Boy Data covers, most of them in New York, New Jersey and Florida.
Can I apply to East Coast Capital Corp. directly?
Yes. East Coast Capital Corp. reports as a direct lender that takes applications from borrowers.
Does this page show East Coast Capital Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how East Coast Capital Corp. treats applications, then get a rate quote from the lender.